<ARTICLE> 9 <CIK> 0000801337 <NAME> WEBSTER FINANCIAL CORPORATION AND SUBSIDIARIES <MULTIPLIER> 1 <CURRENCY> U.S. Dollars <PERIOD-TYPE> 6-MOS 6-MOS <FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999 <PERIOD-START> JAN-01-2000 JAN-01-1999 <PERIOD-END> JUN-30-2000 JUN-30-1999 <EXCHANGE-RATE> 1 1 <CASH> 265,999 194,372 <INT-BEARING-DEPOSITS> 1,415 17,731 <FED-FUNDS-SOLD> 0 0 <TRADING-ASSETS> 77,633 70,561 <INVESTMENTS-HELD-FOR-SALE> 2,963,175 2,900,919 <INVESTMENTS-CARRYING> 287,829 350,948 <INVESTMENTS-MARKET> 267,769 342,973 <LOANS> 6,906,390 5,865,376 <ALLOWANCE> 86,199 71,661 <TOTAL-ASSETS> 11,188,328 9,863,234 <DEPOSITS> 7,005,182 6,360,587 <SHORT-TERM> 1,361,310 1,731,833 <LIABILITIES-OTHER> 173,014 101,705 <LONG-TERM> 1,662,071 836,656 <PREFERRED-MANDATORY> 40,000 40,000 <PREFERRED> 9,577 9,577 <COMMON> 491 457 <OTHER-SE> 786,683 632,419 <TOTAL-LIABILITIES-AND-EQUITY> 11,188,328 9,863,234 <INTEREST-LOAN> 237,133 211,044 <INTEREST-INVEST> 107,456 108,795 <INTEREST-OTHER> 0 0 <INTEREST-TOTAL> 344,589 319,839 <INTEREST-DEPOSIT> 102,069 103,661 <INTEREST-EXPENSE> 189,286 170,712 <INTEREST-INCOME-NET> 155,303 149,127 <LOAN-LOSSES> 5,400 4,433 <SECURITIES-GAINS> 5,958 3,918 <EXPENSE-OTHER> 126,153 113,918 <INCOME-PRETAX> 81,998 74,922 <INCOME-PRE-EXTRAORDINARY> 81,998 74,922 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 54,918 49,323 <EPS-BASIC> 1.28 1.12 <EPS-DILUTED> 1.26 1.10 <YIELD-ACTUAL> 3.26 3.30 <LOANS-NON> 42,318 37,622 <LOANS-PAST> 203 209 <LOANS-TROUBLED> 5,338 0 <LOANS-PROBLEM> 7,500 0 <ALLOWANCE-OPEN> 72,658 65,201 <CHARGE-OFFS> 4,022 2,899 <RECOVERIES> 12,163 4,926 <ALLOWANCE-CLOSE> 86,199 (71,661) <ALLOWANCE-DOMESTIC> 86,199 (71,661) <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0