SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) November 8, 2000 ------------------------------ NBT Bancorp Inc. - -------------------------------------------------------------------------------- (Exact Name of Registrant as Specified in Charter) Delaware 0-14703 16-1268674 - ---------------------------------------------------------------------------------------------- (State or Other Jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification Number) 52 South Broad Street, Norwich, New York 13815 - -------------------------------------------------------------------------------- (Address of Principal Executive Office) (Zip Code) Registrant's telephone number, including area code 607/337-2265 ----------------------------- N/A - ---------------------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report) Item 5. Other Events. On November 8, 2000, NBT Bancorp Inc. mailed a letter to its stockholders advising them of the status of various current matters regarding the business of NBT and its subsidiaries. A copy of the letter is attached as an exhibit to this report. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. (a) Not Applicable. (b) Not Applicable. (c) Exhibits. The following exhibits are filed with this Current Report or incorporated by reference into this Current Report on Form 8-K: Exhibit Number Description - ------ ----------- 99.1 Letter to NBT Bancorp Inc. stockholders, dated November 8, 2000. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. NBT BANCORP INC. By: /s/ Michael J. Chewens ----------------------- Name: Michael J. Chewens Title: Executive Vice President Date: November 8, 2000 EXHIBIT INDEX 99.1 Letter to NBT Bancorp Inc. stockholders, dated November 8, 2000.