<ARTICLE>                                            9
<LEGEND>
                                                                     Exhibit 27

                             Financial Data Schedule


This schedule  contains summary  financial  information  extracted from the Form
10-QSB  and  is  qualified  in its  entirety  by  reference  to  such  financial
statements.
</LEGEND>
<CIK>                                       0001114868
<NAME>                      James Monroe Bancorp, Inc.
<MULTIPLIER>                                     1,000
<CURRENCY>                                   US DOLLAR

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                              JAN-1-2000
<PERIOD-END>                               JUN-30-2000
<EXCHANGE-RATE>                                      1
<CASH>                                           5,481
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 4,819
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     15,535
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         42,948
<ALLOWANCE>                                        496
<TOTAL-ASSETS>                                  69,788
<DEPOSITS>                                      62,544
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                                323
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           744
<OTHER-SE>                                       6,177
<TOTAL-LIABILITIES-AND-EQUITY>                  69,788
<INTEREST-LOAN>                                  1,718
<INTEREST-INVEST>                                  468
<INTEREST-OTHER>                                    82
<INTEREST-TOTAL>                                 2,268
<INTEREST-DEPOSIT>                                 808
<INTEREST-EXPENSE>                                 811
<INTEREST-INCOME-NET>                            1,457
<LOAN-LOSSES>                                      133
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  1,127
<INCOME-PRETAX>                                    324
<INCOME-PRE-EXTRAORDINARY>                         324
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       324
<EPS-BASIC>                                       0.44
<EPS-DILUTED>                                     0.42
<YIELD-ACTUAL>                                    8.49
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                   363
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  496
<ALLOWANCE-DOMESTIC>                               496
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0