EXHIBIT 23.2



INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in Registration Statements No.
33-81276 (1994 Stock Option Plan), 333-92143 (1999 Stock Option Plan), and
33-97850 (Employee Stock Purchase Plan), each on Form S-8, and Registration
Statement No. 33-94378 (Dividend Reinvestment Plan) on Form S-3, of our report
dated January 28, 2000, appearing in this Annual Report on Form 10-K of
Southwest Bancorp, Inc. for the year ended December 31, 2001.

/s/ DELOITTE & TOUCHE LLP
Oklahoma City, Oklahoma
March 27, 2002