EXHIBIT 99.1

   WRITTEN STATEMENT OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

The undersigned, the Chief Executive Officer and Chief Financial Officer of
Webster Financial Corporation (the "Company"), each hereby certifies that, to
his knowledge on the date hereof:

(a)      the Form 10-Q Report of the Company for the third quarter ended
         September 30, 2002 filed on the date hereof with the Securities and
         Exchange Commission (the "Report") fully complies with the requirements
         of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(b)      information  contained in the Report fairly presents,  in all material
         respects,  the financial  condition and results of operations of the
         Company.




                                      By: /s/ James C. Smith
                                          ------------------------
                                          James C. Smith
                                          Chief Executive Officer
November 14, 2002



                                      By: /s/ William J. Healy
                                          ------------------------
                                          William J. Healy
                                          Chief Financial Officer
November 14, 2002



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