SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 15, 2003 James Monroe Bancorp, Inc. (Exact name of registrant as specified in its charter) Virginia 000-32641 54-1941875 (State or other jurisdiction of incorporation) Commission File Number (I.R.S. Employer Identification No.) 3033 Wilson Boulevard, Arlington, Virginia 22201 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: 703.524.8100 Item 5 Other Matters - --------------------- On July 15, 2003, James Monroe Bancorp, Inc. issued the press release attached hereto as exhibit 99, announcing earnings for the first quarter of 2003. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. - --------------------------------------------------------------------------- (c) Exhibits 99 Press Release dated July 15, 2003 Item 9. Regulation FD Disclosure. - --------------------------------- In accordance with the guidance provided in Release Nos. 33-8216, 34-47583, the Company furnishes under this Item 9 the information furnished under Item 12 hereof. Item 12. Results of Operations and Financial Condition. - ------------------------------------------------------- On July 15, 2003, James Monroe Bancorp, Inc. issued the press release attached hereto as exhibit 99. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. JAMES MONROE BANCORP, INC. By: /s/ Richard I. Linhart ------------------------------------ Richard I Linhart, Executive Vice President, Chief Operating and Financial Officer Dated: July 15, 2003