SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2004 ----------- James Monroe Bancorp, Inc. ------------------------------------------------------ (Exact name of registrant as specified in its charter) Virginia 000-32641 54-1941875 - ---------------- ---------- ------------------- (State or other Commission (I.R.S. Employer jurisdiction of File Number Identification No.) incorporation) 3033 Wilson Boulevard, Arlington, Virginia 22201 --------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: 703.524.8100 ------------ Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. (c) Exhibits 99 Press Release dated May 3, 2004 Item 9. Regulation FD Disclosure On May 3, 2004, James Monroe Bancorp, Inc. issued the press release attached hereto as exhibit 99, announcing a three for two stock split in respect of its common stock in the form of a 50% stock dividend, payable on June 1, 2004 to holders of record as of May 14, 2004. Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. JAMES MONROE BANCORP, INC. By: /s/ Richard I. Linhart ------------------------------ Richard I Linhart Executive Vice President, Chief Operating and Financial Officer Dated: May 3, 2004