WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  


<ARTICLE>                     5
<MULTIPLIER>                                   1000
<CURRENCY>                                     US DOLLARS
       
                                         
<PERIOD-TYPE>                                     6-MOS
<FISCAL-YEAR-END>                           DEC-31-1995
<PERIOD-END>                                DEC-31-1995
<EXCHANGE-RATE>                                       1
<CASH>                                           70,245
<SECURITIES>                                  1,044,640
<RECEIVABLES>                                 1,996,795
<ALLOWANCES>                                          0
<INVENTORY>                                           0
<CURRENT-ASSETS>                                 67,336
<PP&E>                                           40,654
<DEPRECIATION>                                  <blank> 
<TOTAL-ASSETS>                                3,219,670
<CURRENT-LIABILITIES>                         2,400,202
<BONDS>                                         553,114
<COMMON>                                        192,787
<PREFERRED-MANDATORY>                           <blank>
<PREFERRED>                                      17,186
<OTHER-SE>                                       56,381
<TOTAL-LIABILITY-AND-EQUITY>                  3,219,670
<SALES>                                         218,811      
<TOTAL-REVENUES>                                240,786
<CGS>                                                 0
<TOTAL-COSTS>                                   <blank>
<OTHER-EXPENSES>                                 79,587
<LOSS-PROVISION>                                  3,100
<INTEREST-EXPENSE>                              131,533
<INCOME-PRETAX>                                  26,566
<INCOME-TAX>                                      8,246
<INCOME-CONTINUING>                             <blank>
<DISCONTINUED>                                  <blank>
<EXTRAORDINARY>                                 <blank>
<CHANGES>                                       <blank>
<NET-INCOME>                                     18,320
<EPS-PRIMARY>                                      2.44
<EPS-DILUTED>                                      2.30