<ARTICLE> 9 <MULTIPLIER> 1,000 <CURRENCY> US DOLLARS <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> JUN-30-1997 <EXCHANGE-RATE> 1 <CASH> 91,459 <INT-BEARING-DEPOSITS> 31,328 <FED-FUNDS-SOLD> 2,616 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 1,433,656 <INVESTMENTS-CARRYING> 620,003 <INVESTMENTS-MARKET> 596,417 <LOANS> 3,566,788 <ALLOWANCE> 22,960 <TOTAL-ASSETS> 5,931,501 <DEPOSITS> 4,517,674 <SHORT-TERM> 0 <LIABILITIES-OTHER> 83,006 <LONG-TERM> 908,096 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 37,659 <OTHER-SE> 385,066 <TOTAL-LIABILITIES-AND-EQUITY> 5,931,501 <INTEREST-LOAN> 148,239 <INTEREST-INVEST> 70,524 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 218,763 <INTEREST-DEPOSIT> 100,284 <INTEREST-EXPENSE> 22,693 <INTEREST-INCOME-NET> 95,786 <LOAN-LOSSES> 4,350 <SECURITIES-GAINS> 102 <EXPENSE-OTHER> 54,751 <INCOME-PRETAX> 60,829 <INCOME-PRE-EXTRAORDINARY> 39,090 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 39,090 <EPS-PRIMARY> 1.05 <EPS-DILUTED> 1.05 <YIELD-ACTUAL> 3.19 <LOANS-NON> 11,398 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 6,216 <ALLOWANCE-OPEN> 23,228 <CHARGE-OFFS> 5,347 <RECOVERIES> 729 <ALLOWANCE-CLOSE> 22,960 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 22,960