<ARTICLE> 9 <LEGEND> (Replace this text with the legend) </LEGEND> <CIK> 0000801337 <NAME> Webster Financial Corporation <MULTIPLIER> 1000 <CURRENCY> US <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-START> JAN-01-1994 <PERIOD-END> DEC-31-1994 <EXCHANGE-RATE> 1 <CASH> 67,970 <INT-BEARING-DEPOSITS> 68,694 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 464,954 <INVESTMENTS-CARRYING> 806,513 <INVESTMENTS-MARKET> 763,020 <LOANS> 2,990,333 <ALLOWANCE> 55,366 <TOTAL-ASSETS> 4,677,859 <DEPOSITS> 3,781,393 <SHORT-TERM> 518,970 <LIABILITIES-OTHER> 73,092 <LONG-TERM> 40,000 <PREFERRED-MANDATORY> 2 <PREFERRED> 0 <COMMON> 124 <OTHER-SE> 264,278 <TOTAL-LIABILITIES-AND-EQUITY> 4,677,859 <INTEREST-LOAN> 212,747 <INTEREST-INVEST> 80,417 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 0 <INTEREST-DEPOSIT> 122,658 <INTEREST-EXPENSE> 152,552 <INTEREST-INCOME-NET> 140,612 <LOAN-LOSSES> 5,609 <SECURITIES-GAINS> (1,050) <EXPENSE-OTHER> 113,299 <INCOME-PRETAX> 39,171 <INCOME-PRE-EXTRAORDINARY> 39,171 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 27,960 <EPS-PRIMARY> 2.30 <EPS-DILUTED> 2.17 <YIELD-ACTUAL> 2.96 <LOANS-NON> 51,237 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 54,370 <CHARGE-OFFS> 20,358 <RECOVERIES> 3,301 <ALLOWANCE-CLOSE> 55,366 <ALLOWANCE-DOMESTIC> 55,366 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0