<ARTICLE> 9 <LEGEND> (Replace this text with the legend) </LEGEND> <CIK> 0000801337 <NAME> Webster Financial Corporation <MULTIPLIER> 1000 <CURRENCY> US <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> DEC-31-1997 <EXCHANGE-RATE> 1 <CASH> 122,207 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 84,749 <INVESTMENTS-HELD-FOR-SALE> 2,290,254 <INVESTMENTS-CARRYING> 412,237 <INVESTMENTS-MARKET> 412,061 <LOANS> 3,874,355 <ALLOWANCE> 49,753 <TOTAL-ASSETS> 7,019,621 <DEPOSITS> 4,365,756 <SHORT-TERM> 1,988,174 <LIABILITIES-OTHER> 93,928 <LONG-TERM> 40,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 137 <OTHER-SE> 382,049 <TOTAL-LIABILITIES-AND-EQUITY> 7,019,621 <INTEREST-LOAN> 326,743 <INTEREST-INVEST> 146,790 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 0 <INTEREST-DEPOSIT> 168,590 <INTEREST-EXPENSE> 253,923 <INTEREST-INCOME-NET> 191,925 <LOAN-LOSSES> 15,835 <SECURITIES-GAINS> 3,152 <EXPENSE-OTHER> 158,547 <INCOME-PRETAX> 53,533 <INCOME-PRE-EXTRAORDINARY> 53,533 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 33,798 <EPS-PRIMARY> 2.51 <EPS-DILUTED> 2.44 <YIELD-ACTUAL> 3.17 <LOANS-NON> 37,665 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 43,185 <CHARGE-OFFS> 14,916 <RECOVERIES> 5,649 <ALLOWANCE-CLOSE> 49,753 <ALLOWANCE-DOMESTIC> 49,753 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0