<ARTICLE> 9 <LEGEND> (Replace this text with the legend) </LEGEND> <CIK> 0000801337 <NAME> Webster Financial Corporation <MULTIPLIER> 1000 <CURRENCY> US <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <EXCHANGE-RATE> 1 <CASH> 69,469 <INT-BEARING-DEPOSITS> 49,668 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 841,854 <INVESTMENTS-CARRYING> 618,290 <INVESTMENTS-MARKET> 621,428 <LOANS> 3,055,295 <ALLOWANCE> 50,281 <TOTAL-ASSETS> 4,883,402 <DEPOSITS> 3,798,712 <SHORT-TERM> 628,940 <LIABILITIES-OTHER> 82,170 <LONG-TERM> 40,000 <PREFERRED-MANDATORY> 2 <PREFERRED> 0 <COMMON> 135 <OTHER-SE> 334,443 <TOTAL-LIABILITIES-AND-EQUITY> 4,883,402 <INTEREST-LOAN> 237,933 <INTEREST-INVEST> 94,989 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 0 <INTEREST-DEPOSIT> 157,631 <INTEREST-EXPENSE> 197,591 <INTEREST-INCOME-NET> 135,331 <LOAN-LOSSES> 5,726 <SECURITIES-GAINS> 532 <EXPENSE-OTHER> 112,736 <INCOME-PRETAX> 44,771 <INCOME-PRE-EXTRAORDINARY> 44,771 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 29,321 <EPS-PRIMARY> 2.35 <EPS-DILUTED> 2.22 <YIELD-ACTUAL> 3.23 <LOANS-NON> 52,332 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 55,366 <CHARGE-OFFS> 13,999 <RECOVERIES> 3,188 <ALLOWANCE-CLOSE> 50,281 <ALLOWANCE-DOMESTIC> 50,281 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0