EXHIBIT 10.6







                           BANK OF AMERICA LETTERHEAD



June 3, 1998


Mr. Richard P. Bankosky
Chief Financial Officer
MedE America Corporation
The Financial Center
90 Merrick Avenue, Suite 501
East Meadow, NY   11554


Re: Credit Facility


Dear Mr. Bankosky:


     This letter will serve to confirm our  conversation  earlier  today.  As we
discussed,  Bank of America  hereby commits to provide MedE America with a $10MM
revolving  credit  facility  to be  effective  upon  the  consummation  of  MedE
America's  IPO and upon  substantially  the same  terms  and  conditions  as are
contained in the current credit  agreement.  You requested and we have agreed to
release the Welsh  Carson and William  Blair  guarantees  following  the IPO. To
effect  the  change,  we would  propose  an  amendment  to the  existing  credit
facility.



Best Regards,