<ARTICLE>                                            9
<MULTIPLIER>                                   1000
<CURRENCY>                                     US DOLLARS
       
                                                                      
<PERIOD-TYPE>                                 6-MOS                         6-MOS
<FISCAL-YEAR-END>                             DEC-31-1998                   DEC-31-1997
<PERIOD-START>                                JAN-01-1998                   JAN-01-1997
<PERIOD-END>                                  JUN-30-1998                   JUN-30-1997
<EXCHANGE-RATE>                                         1                             1
<CASH>                                            144,556                       125,369 
<INT-BEARING-DEPOSITS>                              9,005                        70,235 
<FED-FUNDS-SOLD>                                        0                             0 
<TRADING-ASSETS>                                   77,527                        70,197 
<INVESTMENTS-HELD-FOR-SALE>                     3,285,305                     2,204,718 
<INVESTMENTS-CARRYING>                            374,192                       581,843 
<INVESTMENTS-MARKET>                              375,777                       573,057 
<LOANS>                                         4,977,267                     4,998,072 
<ALLOWANCE>                                        56,604                        63,436 
<TOTAL-ASSETS>                                  9,189,143                     8,269,527 
<DEPOSITS>                                      5,736,374                     5,759,684 
<SHORT-TERM>                                    2,024,484                     1,481,831 
<LIABILITIES-OTHER>                               134,200                       138,867 
<LONG-TERM>                                       546,082                       310,546 
<PREFERRED-MANDATORY>                                   0                             0 
<PREFERRED>                                             0                             0 
<COMMON>                                              384                           372 
<OTHER-SE>                                        548,042                       478,227 
<TOTAL-LIABILITIES-AND-EQUITY>                  9,189,143                     8,269,527 
<INTEREST-LOAN>                                   192,893                       190,434 
<INTEREST-INVEST>                                 125,934                        82,649 
<INTEREST-OTHER>                                        0                             0 
<INTEREST-TOTAL>                                  318,827                       273,083 
<INTEREST-DEPOSIT>                                113,693                       112,534 
<INTEREST-EXPENSE>                                195,779                       151,183 
<INTEREST-INCOME-NET>                             123,048                       121,900 
<LOAN-LOSSES>                                       3,800                        11,310 
<SECURITIES-GAINS>                                 10,126                           676 
<EXPENSE-OTHER>                                   108,311                       103,955 
<INCOME-PRETAX>                                    48,073                        25,894 
<INCOME-PRE-EXTRAORDINARY>                         48,073                        25,894 
<EXTRAORDINARY>                                         0                             0 
<CHANGES>                                               0                             0 
<NET-INCOME>                                       29,121                        16,466 
<EPS-PRIMARY>                                        0.77                          0.44 
<EPS-DILUTED>                                        0.75                          0.43 
<YIELD-ACTUAL>                                       2.76                          3.30
<LOANS-NON>                                        29,679                        57,222 
<LOANS-PAST>                                            0                             0 
<LOANS-TROUBLED>                                        0                             0 
<LOANS-PROBLEM>                                         0                             0 
<ALLOWANCE-OPEN>                                   62,141                        56,551 
<CHARGE-OFFS>                                      10,830                         7,669 
<RECOVERIES>                                        1,513                         3,244 
<ALLOWANCE-CLOSE>                                  56,604                        63,436 
<ALLOWANCE-DOMESTIC>                               56,604                        63,436 
<ALLOWANCE-FOREIGN>                                     0                             0 
<ALLOWANCE-UNALLOCATED>                                 0                             0