SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) November 03, 1998 AVONDALE FINANCIAL CORP. (Exact name of Registrant as specified in its Charter) DELAWARE 0-24566 36-3895923 (State or other (Commission File No.) (IRS Employer jurisdiction of Identification incorporation) Number) 20 NORTH CLARK STREET, CHICAGO, ILLINOIS 60602 - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (312) 782-6200 - -------------------------------------------------------------------------------- N/A - -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events Avondale Financial Corp. ("Avondale") is filing this Current Report on Form 8-K to incorporate by reference herein the financial results for the quarter ended September 30, 1998 of Coal City Corporation ("Coal City"). This Current Report on Form 8-K will be incorporated by reference into the Registration Statement on Form S-4 to be filed by Avondale in connection with the previously announced merger of Coal City with and into Avondale. Item 7. Financial Statements and Exhibits (c) Exhibits 99 Press Release of Coal City dated October 31, 1998. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized. AVONDALE FINANCIAL CORP. Date: November 2, 1998 By: /s/ ROBERT S. ENGELMAN, JR. --- --------------------------- Robert S. Engelman, Jr. President and Chief Executive Officer 3 EXHIBIT INDEX EXHIBIT NUMBER DESCRIPTION - ------ ----------- 99 Press Release of Coal City dated October 31, 1998. 5