<ARTICLE>                                            9
<MULTIPLIER>                                   1000
<CURRENCY>                                     US DOLLARS
       
                                                               
<PERIOD-TYPE>                   9-MOS                            9-MOS
<FISCAL-YEAR-END>                           DEC-31-1998                     DEC-31-1997
<PERIOD-START>                              JAN-01-1998                     JAN-01-1997
<PERIOD-END>                                SEP-30-1998                     SEP-30-1997
<EXCHANGE-RATE>                                       1                               1
<CASH>                                          127,795                         154,163
<INT-BEARING-DEPOSITS>                            8,728                         132,816
<FED-FUNDS-SOLD>                                      0                               0
<TRADING-ASSETS>                                 97,849                          94,222
<INVESTMENTS-HELD-FOR-SALE>                   3,150,556                       2,801,099
<INVESTMENTS-CARRYING>                          439,836                         444,980
<INVESTMENTS-MARKET>                            444,726                         447,237
<LOANS>                                       4,988,885                       4,971,622
<ALLOWANCE>                                      57,000                          64,763
<TOTAL-ASSETS>                                9,163,686                       8,817,767
<DEPOSITS>                                    5,621,371                       5,650,442
<SHORT-TERM>                                  2,032,573                       2,164,029
<LIABILITIES-OTHER>                             122,696                         107,176
<LONG-TERM>                                     621,553                         258,246
<PREFERRED-MANDATORY>                                 0                               0
<PREFERRED>                                           0                               0
<COMMON>                                            384                             374
<OTHER-SE>                                      565,532                         493,642
<TOTAL-LIABILITIES-AND-EQUITY>                9,163,686                       8,817,767
<INTEREST-LOAN>                                 287,949                         288,469
<INTEREST-INVEST>                               183,161                         135,201
<INTEREST-OTHER>                                      0                               0
<INTEREST-TOTAL>                                471,110                         423,670
<INTEREST-DEPOSIT>                              169,158                         168,148
<INTEREST-EXPENSE>                              288,419                         236,627
<INTEREST-INCOME-NET>                           182,691                         187,043
<LOAN-LOSSES>                                     5,300                          22,138
<SECURITIES-GAINS>                               11,269                           1,845
<EXPENSE-OTHER>                                 154,291                         159,327
<INCOME-PRETAX>                                  76,630                          35,655
<INCOME-PRE-EXTRAORDINARY>                       76,630                          35,655
<EXTRAORDINARY>                                       0                               0
<CHANGES>                                             0                               0
<NET-INCOME>                                     49,204                          21,841
<EPS-PRIMARY>                                      1.30                            0.58
<EPS-DILUTED>                                      1.27                            0.56
<YIELD-ACTUAL>                                     2.77                            3.27
<LOANS-NON>                                      29,579                          42,487
<LOANS-PAST>                                          0                               0
<LOANS-TROUBLED>                                      0                               0
<LOANS-PROBLEM>                                       0                               0
<ALLOWANCE-OPEN>                                 62,141                          56,551
<CHARGE-OFFS>                                    12,593                          19,496
<RECOVERIES>                                      2,172                           5,570
<ALLOWANCE-CLOSE>                                57,000                          64,763
<ALLOWANCE-DOMESTIC>                             57,000                          64,763
<ALLOWANCE-FOREIGN>                                   0                               0
<ALLOWANCE-UNALLOCATED>                               0                               0