EXHIBIT 2.2

                              CONSENT AND EXTENSION

          This  Consent and  Extension  is entered into this 27th day of August,
1998 by and among EXECUTIVE TELECARD, LTD., a Delaware corporation ("Acquiror"),
EXTEL  MERGER  SUB  NO.1,  INC.,  a  Virginia  corporation  and  a  wholly-owned
subsidiary  of Acquiror  ("Merger  Sub"),  IDX  INTERNATIONAL,  INC., a Virginia
corporation  (the  "Company"),   and  Jeffey  Gee,  as   representative  of  the
stockholders of the Company (the "Representative").

          WHEREAS, Acquiror, Merger Sub, the Company and the stockholders of the
Company entered into an Agreement and Plan of Merger (the "Merger Agreement") as
of June, 1998; and

          WHEREAS,  the  parties  desire to extend one of the dates set forth in
the Merger Agreement.

          NOW THEREFORE, the parties hereto do hereby agree as follows:

          1. Section  10.1(g) of the Merger  Agreement  provides that the Merger
Agreement may be terminated  by the Company and the  Representative  if Acquiror
has not raised the $5,000,000 in financing  necessary to pay the cash portion of
the  Purchase  Price on or prior to August 31, 1998  (unless  such date shall be
extended by the mutual  written  consent of the  parties).  The  parties  hereto
hereby agree that such  termination  right shall not be exercised by the Company
and the Representative  unless such financing has not been raised by Acquiror by
October 30, 1998.

          2. Capitalized terms used herein and not defined herein shall have the
meanings  ascribed to them in the Merger  Agreement.  This Consent and Extension
shall constitue an amendment to the Merger Agreegment,  but except to the extent
that Pargraph 1 hereof amends Section 10.1(g) of the Merger  Agreement all terms
and provisions of the Merger  Agreement  shall continue in full force and effect
and are hereby confirmed in all respects.

          3. This Consent and Extension may be executed in several counterparts,
each of which is an original,  but all of which  together  constitue one and the
same agreement.






          4. This Consent and  Extension  shall be governed by, and construed in
accordance with, the laws of the State of Delaware,  regardless of the laws that
might otherwise govern under applicable principles of conflicts of law.

          IN WITNESS  WHEREOF,  the  parties  have  executed  this  Consent  and
Extension on and as of the date first set forth above.

                                                    EXECUTIVE TELECARD, LTD.

                                                    By:_________________________
                                                    Name:_______________________
                                                    Title:______________________

                                                    EXTEL MERGER SUB NO. 1, INC.

                                                    By:_________________________
                                                    Name:_______________________
                                                    Title:______________________

                                                    IDX INTERNATIONAL, INC.

                                                    By:_________________________
                                                    Name:_______________________
                                                    Title:______________________
                   
                                                    REPRESENTATIVE
                                                    
                                                     ___________________________
                                                     Jeffey Gee