Exhibit 23.4


                      Consent of Ostrowski & Company, Inc.

We hereby consent to the use of our name in the Form S-4 Registration  Statement
of Webster Financial Corporation ("Webster") and any amendments thereto relating
to the  registration  of  shares  of  Webster's  common  stock to be  issued  in
connection with Webster's proposed acquisition of Maritime Bank & Trust Company.
We also consent to the inclusion of our opinion letter dated November 3, 1998 as
an  appendix  to  the  Proxy  Statement/Prospectus   included  as  part  of  the
Registration Statement,  and the references to our opinion included in the Proxy
Statement/Prospectus.


/s/ Ostrowski & Company, Inc.


Cranford, New Jersey
January 25, 1999