EXHIBIT 23.3

INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in this  Registration  Statement of
Webster Financial  Corporation on Form S-4 of our report dated January 23, 1998,
incorporated  by reference in the Annual  Report on Form 10-K for the year ended
December 31, 1997 of Village  Bancorp,  Inc.  ("Village")  and  appearing in the
Village  Annual  Report to  Shareholders  and to the  reference  to us under the
heading  "Experts"  in the  Proxy  Statement/Prospectus,  which  is part of this
Registration Statement.


/s/ Deloitte & Touche LLP

Stamford, Connecticut
February 8, 1999