<ARTICLE>                                            9
<MULTIPLIER>                                     1,000
<CURRENCY>                                  US DOLLARS

                                                           
<PERIOD-TYPE>                              6-MOS                  6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999            DEC-31-1998
<PERIOD-START>                             JAN-01-1999            JAN-01-1998
<PERIOD-END>                               JUN-30-1999            MAR-31-1998
<EXCHANGE-RATE>                                      1                      1
<CASH>                                         161,332                144,556
<INT-BEARING-DEPOSITS>                           3,658                  9,005
<FED-FUNDS-SOLD>                                 3,000                      0
<TRADING-ASSETS>                                70,561                 77,527
<INVESTMENTS-HELD-FOR-SALE>                  2,693,847              3,285,305
<INVESTMENTS-CARRYING>                         346,826                347,192
<INVESTMENTS-MARKET>                           338,802                375,777
<LOANS>                                      5,340,187              4,977,267
<ALLOWANCE>                                     61,379                 56,604
<TOTAL-ASSETS>                               9,056,990              9,189,143
<DEPOSITS>                                   5,719,866              5,736,374
<SHORT-TERM>                                 1,675,045              2,024,484
<LIABILITIES-OTHER>                             84,684                134,200
<LONG-TERM>                                    801,404                546,082
<PREFERRED-MANDATORY>                                0                      0
<PREFERRED>                                          0                      0
<COMMON>                                           385                    384
<OTHER-SE>                                     565,053                548,042
<TOTAL-LIABILITIES-AND-EQUITY>               9,056,990              9,189,143
<INTEREST-LOAN>                                188,894                192,893
<INTEREST-INVEST>                              102,528                125,934
<INTEREST-OTHER>                                     0                      0
<INTEREST-TOTAL>                               291,422                318,827
<INTEREST-DEPOSIT>                              95,486                113,693
<INTEREST-EXPENSE>                             160,747                195,779
<INTEREST-INCOME-NET>                          130,675                123,048
<LOAN-LOSSES>                                    4,100                  3,800
<SECURITIES-GAINS>                               3,419                 10,126
<EXPENSE-OTHER>                                 98,083                108,311
<INCOME-PRETAX>                                 68,149                 48,073
<INCOME-PRE-EXTRAORDINARY>                      68,149                 48,073
<EXTRAORDINARY>                                      0                      0
<CHANGES>                                            0                      0
<NET-INCOME>                                    44,978                 29,121
<EPS-BASIC>                                     1.23                   0.77
<EPS-DILUTED>                                     1.20                   0.75
<YIELD-ACTUAL>                                    2.99                   2.76
<LOANS-NON>                                     31,058                 29,679
<LOANS-PAST>                                         0                      0
<LOANS-TROUBLED>                                     0                      0
<LOANS-PROBLEM>                                      0                      0
<ALLOWANCE-OPEN>                                55,109                 62,141
<CHARGE-OFFS>                                    2,386                 10,830
<RECOVERIES>                                     4,556                  1,513
<ALLOWANCE-CLOSE>                               61,379                 56,604
<ALLOWANCE-DOMESTIC>                            61,379                 56,604
<ALLOWANCE-FOREIGN>                                  0                      0
<ALLOWANCE-UNALLOCATED>                              0                      0