<ARTICLE>                                            9
<MULTIPLIER>                                      1000
<CURRENCY>                                  US-DOLLARS

                                                         
<PERIOD-TYPE>                   9-MOS                          9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999               DEC-31-1998
<PERIOD-START>                             JAN-01-1999               JAN-01-1998
<PERIOD-END>                               SEP-30-1999               SEP-30-1998
<EXCHANGE-RATE>                                      1                         1
<CASH>                                         170,200                   127,795
<INT-BEARING-DEPOSITS>                             785                     8,728
<FED-FUNDS-SOLD>                                     0                         0
<TRADING-ASSETS>                                63,146                    97,849
<INVESTMENTS-HELD-FOR-SALE>                  2,529,198                 3,150,556
<INVESTMENTS-CARRYING>                         327,523                   439,836
<INVESTMENTS-MARKET>                           315,617                   444,726
<LOANS>                                      5,451,034                 4,988,885
<ALLOWANCE>                                     62,785                    57,000
<TOTAL-ASSETS>                               8,997,052                 9,163,868
<DEPOSITS>                                   5,564,010                 5,621,371
<SHORT-TERM>                                 1,366,438                 2,032,573
<LIABILITIES-OTHER>                             85,261                   122,696
<LONG-TERM>                                  1,188,917                   621,553
<PREFERRED-MANDATORY>                                0                         0
<PREFERRED>                                          0                         0
<COMMON>                                           385                       384
<OTHER-SE>                                     572,398                   565,532
<TOTAL-LIABILITIES-AND-EQUITY>               8,997,052                 9,163,868
<INTEREST-LOAN>                                288,560                   287,949
<INTEREST-INVEST>                              150,701                   183,161
<INTEREST-OTHER>                                     0                         0
<INTEREST-TOTAL>                               439,261                   471,110
<INTEREST-DEPOSIT>                             141,135                   169,158
<INTEREST-EXPENSE>                             239,962                   288,419
<INTEREST-INCOME-NET>                          199,299                   182,691
<LOAN-LOSSES>                                    6,200                     5,300
<SECURITIES-GAINS>                               2,480                    11,269
<EXPENSE-OTHER>                                150,180                   154,291
<INCOME-PRETAX>                                103,226                    76,630
<INCOME-PRE-EXTRAORDINARY>                     103,226                    76,630
<EXTRAORDINARY>                                      0                         0
<CHANGES>                                            0                         0
<NET-INCOME>                                    69,131                    49,204
<EPS-BASIC>                                     1.86                      1.30
<EPS-DILUTED>                                     1.83                      1.27
<YIELD-ACTUAL>                                    3.16                      2.77
<LOANS-NON>                                     32,273                    29,579
<LOANS-PAST>                                         0                         0
<LOANS-TROUBLED>                                     0                         0
<LOANS-PROBLEM>                                      0                         0
<ALLOWANCE-OPEN>                                55,109                    62,141
<CHARGE-OFFS>                                  (3,429)                    12,593
<RECOVERIES>                                     4,905                     2,172
<ALLOWANCE-CLOSE>                               62,785                    57,000
<ALLOWANCE-DOMESTIC>                            62,785                    57,000
<ALLOWANCE-FOREIGN>                                  0                         0
<ALLOWANCE-UNALLOCATED>                              0                         0