<ARTICLE> 9 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 17,249 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 6,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 12,482 <INVESTMENTS-CARRYING> 195,401 <INVESTMENTS-MARKET> 189,852 <LOANS> 1,750,277 <ALLOWANCE> 7,031 <TOTAL-ASSETS> 2,047,633 <DEPOSITS> 1,039,757 <SHORT-TERM> 801,315 <LIABILITIES-OTHER> 71,829 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 134,732 <OTHER-SE> 0 <TOTAL-LIABILITIES-AND-EQUITY> 2,047,633 <INTEREST-LOAN> 67,729 <INTEREST-INVEST> 0 <INTEREST-OTHER> 6,601 <INTEREST-TOTAL> 74,330 <INTEREST-DEPOSIT> 20,899 <INTEREST-EXPENSE> 20,669 <INTEREST-INCOME-NET> 32,762 <LOAN-LOSSES> 0 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 8,798 <INCOME-PRETAX> 23,964 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 15,364 <EPS-BASIC> 0.87 <EPS-DILUTED> 0.86 <YIELD-ACTUAL> 0.08 <LOANS-NON> 2,699 <LOANS-PAST> 287 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 7,031 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 7,031 <ALLOWANCE-DOMESTIC> 7,031 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0