FORM 8-K
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): November 2, 2000
FINANCIAL INSTITUTIONS, INC.
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(Exact Name of Registrant as Specified in Charter)
New York 0-26481 16-0816610
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(State or other jurisdiction of (Commission File No.) (I.R.S. Employer
incorporation or organization) Identification No.)
220 Liberty Street, Warsaw, New York 14569
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(Address of principal executive offices) (Zip code)
Registrant's telephone number, including area code (716) 786-1100
Not Applicable
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(Former name or former address, if changed since last report)
Item 5. Other Events
Financial Institutions, Inc. issued a news release on November 2, 2000,
which is filed with this report as Exhibit 99.
Item 7. Exhibits
An exhibit filed with this report is identified in the Exhibit Index At
Page 3.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
FINANCIAL INSTITUTIONS, INC.
(Registrant)
November 2, 2000 /s/ Peter G. Humphrey
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Date Peter G. Humphrey, President & CEO
EXHIBIT INDEX
Page
Exhibit 99 News Release Dated November 2, 2000 4