<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> JUN-30-2001 <PERIOD-END> SEP-30-2000 <CASH> 7,767 <INT-BEARING-DEPOSITS> 100 <FED-FUNDS-SOLD> 5,443 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 84,082 <INVESTMENTS-CARRYING> 5,162 <INVESTMENTS-MARKET> 5,232 <LOANS> 108,559 <ALLOWANCE> (860) <TOTAL-ASSETS> 222,869 <DEPOSITS> 179,920 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1,363 <LONG-TERM> 25,263 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 17 <OTHER-SE> 16,306 <TOTAL-LIABILITIES-AND-EQUITY> 222,869 <INTEREST-LOAN> 2,210 <INTEREST-INVEST> 1,587 <INTEREST-OTHER> 60 <INTEREST-TOTAL> 3,857 <INTEREST-DEPOSIT> 1,703 <INTEREST-EXPENSE> 2,074 <INTEREST-INCOME-NET> 1,783 <LOAN-LOSSES> 56 <SECURITIES-GAINS> 76 <EXPENSE-OTHER> 1,740 <INCOME-PRETAX> 344 <INCOME-PRE-EXTRAORDINARY> 344 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 225 <EPS-BASIC> 0.14 <EPS-DILUTED> 0.14 <YIELD-ACTUAL> 7.74 <LOANS-NON> 443 <LOANS-PAST> 556 <LOANS-TROUBLED> 30 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 802 <CHARGE-OFFS> 6 <RECOVERIES> 8 <ALLOWANCE-CLOSE> 860 <ALLOWANCE-DOMESTIC> 768 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 92