<ARTICLE> 9 <RESTATED> <PERIOD-TYPE> 12-MOS 3-MOS 6-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1996 DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-START> JAN-01-1996 JAN-01-1997 JAN-01-1997 JAN-01-1997 <PERIOD-END> DEC-31-1996 MAR-31-1997 JUN-30-1997 SEP-30-1997 <CASH> 324,659 376,741 399,094 349,571 <INT-BEARING-DEPOSITS> 47,325 47,713 96,116 796 <FED-FUNDS-SOLD> 125,326 20,926 46,309 31,765 <TRADING-ASSETS> 37,317 56,040 72,464 43,805 <INVESTMENTS-HELD-FOR-SALE> 1,396,672 1,543,855 1,561,442 1,603,717 <INVESTMENTS-CARRYING> 175,026 149,450 146,930 148,528 <INVESTMENTS-MARKET> 175,726 149,862 147,422 149,034 <LOANS> 11,120,221 11,177,030 11,313,318 11,570,275 <ALLOWANCE> 270,466 273,573 271,933 272,308 <TOTAL-ASSETS> 12,943,915 13,122,232 13,440,995 13,675,133 <DEPOSITS> 10,514,489 10,533,365 11,186,195 11,204,964 <SHORT-TERM> 1,150,187 1,140,079 658,966 808,445 <LIABILITIES-OTHER> 195,578 208,645 216,878 252,279 <LONG-TERM> 178,002 327,960 427,919 427,887 <PREFERRED-MANDATORY> 0 0 0 0 <PREFERRED> 0 0 0 0 <COMMON> 40,487 40,487 40,487 40,487 <OTHER-SE> 865,172 871,696 910,550 941,071 <TOTAL-LIABILITIES-AND-EQUITY> 12,943,915 13,122,232 13,440,995 13,675,133 <INTEREST-LOAN> 881,002 229,575 464,801 705,055 <INTEREST-INVEST> 110,052 24,856 51,485 78,654 <INTEREST-OTHER> 6,378 1,335 3,421 5,699 <INTEREST-TOTAL> 997,432 255,766 519,707 789,408 <INTEREST-DEPOSIT> 392,739 100,164 208,621 321,028 <INTEREST-EXPENSE> 466,408 119,321 245,055 374,823 <INTEREST-INCOME-NET> 531,024 136,445 274,652 414,585 <LOAN-LOSSES> 43,325 11,000 22,000 34,000 <SECURITIES-GAINS> (37) (45) (233) (280) <EXPENSE-OTHER> 408,978 104,284 206,354 311,060 <INCOME-PRETAX> 248,969 67,084 136,204 209,613 <INCOME-PRE-EXTRAORDINARY> 151,103 41,259 84,050 129,941 <EXTRAORDINARY> 0 0 0 0 <CHANGES> 0 0 0 0 <NET-INCOME> 151,103 41,259 84,050 129,941 <EPS-PRIMARY> 22.54 6.17 12.63 19.59 <EPS-DILUTED> 21.08 5.81 11.98 18.60 <YIELD-ACTUAL> 4.45 4.48 4.44 4.40 <LOANS-NON> 58,232 57,366 62,525 50,369 <LOANS-PAST> 39,652 36,857 31,810 29,979 <LOANS-TROUBLED> 0 2,741 2,741 5,413 <LOANS-PROBLEM> 0 0 0 0 <ALLOWANCE-OPEN> 262,344 270,466 270,466 270,466 <CHARGE-OFFS> 49,546 13,653 29,883 44,332 <RECOVERIES> 14,343 5,760 9,350 12,174 <ALLOWANCE-CLOSE> 270,466 273,573 271,933 272,308 <ALLOWANCE-DOMESTIC> 147,659 144,574 144,240 168,337 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 122,807 128,999 127,693 103,971