<ARTICLE> 9 <RESTATED> <PERIOD-TYPE> 12-MOS 3-MOS 6-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1995 DEC-31-1996 DEC-31-1996 DEC-31-1996 <PERIOD-START> JAN-01-1995 JAN-01-1996 JAN-01-1996 JAN-01-1996 <PERIOD-END> DEC-31-1995 MAR-31-1996 JUN-30-1996 SEP-30-1996 <CASH> 363,119 415,689 376,309 411,097 <INT-BEARING-DEPOSITS> 125,500 58,309 14,451 59,417 <FED-FUNDS-SOLD> 1,000 10,087 23,136 11,106 <TRADING-ASSETS> 9,709 40,550 31,481 20,521 <INVESTMENTS-HELD-FOR-SALE> 1,531,893 1,865,181 1,565,853 1,542,964 <INVESTMENTS-CARRYING> 237,402 242,337 251,198 210,149 <INVESTMENTS-MARKET> 239,044 243,381 251,758 210,839 <LOANS> 9,873,723 10,245,064 10,487,452 10,836,359 <ALLOWANCE> 262,344 266,915 269,951 270,463 <TOTAL-ASSETS> 11,955,902 12,670,983 12,542,357 12,820,611 <DEPOSITS> 9,469,575 9,718,684 10,192,683 10,554,011 <SHORT-TERM> 1,273,206 1,740,520 1,134,291 1,018,209 <LIABILITIES-OTHER> 174,077 174,184 164,138 182,529 <LONG-TERM> 192,791 190,444 190,222 188,205 <PREFERRED-MANDATORY> 0 0 0 0 <PREFERRED> 40,000 0 0 0 <COMMON> 40,487 40,487 40,487 40,487 <OTHER-SE> 765,766 806,664 820,536 837,170 <TOTAL-LIABILITIES-AND-EQUITY> 11,955,902 12,670,983 12,542,357 12,820,611 <INTEREST-LOAN> 794,181 213,206 430,248 652,033 <INTEREST-INVEST> 121,551 27,864 57,148 84,567 <INTEREST-OTHER> 12,422 2,707 3,984 4,865 <INTEREST-TOTAL> 928,154 243,777 491,380 741,465 <INTEREST-DEPOSIT> 346,348 90,879 186,648 288,674 <INTEREST-EXPENSE> 441,730 114,185 229,181 347,065 <INTEREST-INCOME-NET> 486,424 129,592 262,199 394,400 <LOAN-LOSSES> 40,350 9,675 21,375 31,850 <SECURITIES-GAINS> 4,479 318 427 412 <EXPENSE-OTHER> 374,439 96,317 194,238 301,896 <INCOME-PRETAX> 221,173 59,851 124,300 183,261 <INCOME-PRE-EXTRAORDINARY> 131,036 36,153 74,812 110,683 <EXTRAORDINARY> 0 0 0 0 <CHANGES> 0 0 0 0 <NET-INCOME> 131,036 36,153 74,812 110,683 <EPS-PRIMARY> 19.61 5.51 11.17 16.51 <EPS-DILUTED> 17.98 4.97 10.33 15.38 <YIELD-ACTUAL> 4.43 4.49 4.48 4.44 <LOANS-NON> 75,224 67,098 57,603 59,517 <LOANS-PAST> 17,842 15,513 27,406 36,958 <LOANS-TROUBLED> 0 0 0 0 <LOANS-PROBLEM> 0 0 0 0 <ALLOWANCE-OPEN> 243,332 262,344 262,344 262,344 <CHARGE-OFFS> 31,207 8,162 20,486 34,510 <RECOVERIES> 9,869 3,058 6,718 10,779 <ALLOWANCE-CLOSE> 262,344 266,915 269,951 270,463 <ALLOWANCE-DOMESTIC> 136,072 137,828 135,653 134,166 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 126,272 129,087 134,298 136,297