<ARTICLE>                                            9
<RESTATED>
       
                                                                                
<PERIOD-TYPE>                                       12-MOS         3-MOS         6-MOS          9-MOS
<FISCAL-YEAR-END>                              DEC-31-1995   DEC-31-1996   DEC-31-1996    DEC-31-1996
<PERIOD-START>                                 JAN-01-1995   JAN-01-1996   JAN-01-1996    JAN-01-1996
<PERIOD-END>                                   DEC-31-1995   MAR-31-1996   JUN-30-1996    SEP-30-1996
<CASH>                                             363,119       415,689       376,309        411,097 
<INT-BEARING-DEPOSITS>                             125,500        58,309        14,451         59,417 
<FED-FUNDS-SOLD>                                     1,000        10,087        23,136         11,106 
<TRADING-ASSETS>                                     9,709        40,550        31,481         20,521 
<INVESTMENTS-HELD-FOR-SALE>                      1,531,893     1,865,181     1,565,853      1,542,964 
<INVESTMENTS-CARRYING>                             237,402       242,337       251,198        210,149 
<INVESTMENTS-MARKET>                               239,044       243,381       251,758        210,839 
<LOANS>                                          9,873,723    10,245,064    10,487,452     10,836,359 
<ALLOWANCE>                                        262,344       266,915       269,951        270,463 
<TOTAL-ASSETS>                                  11,955,902    12,670,983    12,542,357     12,820,611 
<DEPOSITS>                                       9,469,575     9,718,684    10,192,683     10,554,011 
<SHORT-TERM>                                     1,273,206     1,740,520     1,134,291      1,018,209 
<LIABILITIES-OTHER>                                174,077       174,184       164,138        182,529 
<LONG-TERM>                                        192,791       190,444       190,222        188,205 
<PREFERRED-MANDATORY>                                    0             0             0              0 
<PREFERRED>                                         40,000             0             0              0 
<COMMON>                                            40,487        40,487        40,487         40,487 
<OTHER-SE>                                         765,766       806,664       820,536        837,170 
<TOTAL-LIABILITIES-AND-EQUITY>                  11,955,902    12,670,983    12,542,357     12,820,611 
<INTEREST-LOAN>                                    794,181       213,206       430,248        652,033 
<INTEREST-INVEST>                                  121,551        27,864        57,148         84,567 
<INTEREST-OTHER>                                    12,422         2,707         3,984          4,865 
<INTEREST-TOTAL>                                   928,154       243,777       491,380        741,465 
<INTEREST-DEPOSIT>                                 346,348        90,879       186,648        288,674 
<INTEREST-EXPENSE>                                 441,730       114,185       229,181        347,065 
<INTEREST-INCOME-NET>                              486,424       129,592       262,199        394,400 
<LOAN-LOSSES>                                       40,350         9,675        21,375         31,850 
<SECURITIES-GAINS>                                   4,479           318           427            412 
<EXPENSE-OTHER>                                    374,439        96,317       194,238        301,896 
<INCOME-PRETAX>                                    221,173        59,851       124,300        183,261 
<INCOME-PRE-EXTRAORDINARY>                         131,036        36,153        74,812        110,683 
<EXTRAORDINARY>                                          0             0             0              0 
<CHANGES>                                                0             0             0              0 
<NET-INCOME>                                       131,036        36,153        74,812        110,683 
<EPS-PRIMARY>                                        19.61          5.51         11.17          16.51 
<EPS-DILUTED>                                        17.98          4.97         10.33          15.38 
<YIELD-ACTUAL>                                        4.43          4.49          4.48           4.44 
<LOANS-NON>                                         75,224        67,098        57,603         59,517 
<LOANS-PAST>                                        17,842        15,513        27,406         36,958 
<LOANS-TROUBLED>                                         0             0             0              0 
<LOANS-PROBLEM>                                          0             0             0              0 
<ALLOWANCE-OPEN>                                   243,332       262,344       262,344        262,344 
<CHARGE-OFFS>                                       31,207         8,162        20,486         34,510 
<RECOVERIES>                                         9,869         3,058         6,718         10,779 
<ALLOWANCE-CLOSE>                                  262,344       266,915       269,951        270,463 
<ALLOWANCE-DOMESTIC>                               136,072       137,828       135,653        134,166 
<ALLOWANCE-FOREIGN>                                      0             0             0              0 
<ALLOWANCE-UNALLOCATED>                            126,272       129,087       134,298        136,297