EXHIBIT 32.1
                                  CERTIFICATION

                       Pursuant to 18 U.S.C. Section 1350,
                             As Adopted Pursuant to
                  Section 906 of the Sarbanes-Oxley Act of 2002


     In  connection  with  this  quarterly  report  on Form  10-QSB  of State of
Franklin Bancshares,  Inc., I, Randal R. Greene,  President of State of Franklin
Bancshares,  Inc., certify, pursuant to Section 906 of the Sarbanes-Oxley Act of
2002, that:



1.   The report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities Exchange Act of 1934; and

2.   The information  contained in this report fairly presents,  in all material
     respects,  the  financial  condition  and results of operations of State of
     Franklin Bancshares, Inc.





Date:  August 9, 2005                      /s/Randal R. Greene
                                           -------------------------------------
                                           Randal R. Greene
                                           President