<ARTICLE> 9 <LEGEND> Form 10QSB CONDENSED CONSOLIDATED BALANCE SHEET & CONDENSED STATEMENTS OF INCOME </LEGEND> <CIK> 0001009325 <NAME> CALIFORNIA COMMUNITY BANCSHARES CORPORATION <MULTIPLIER> 1000 <CURRENCY> U.S. DOLLARS <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> SEP-30-1997 <EXCHANGE-RATE> 1 <CASH> 11519 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 51161 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 121141 <ALLOWANCE> 1220 <TOTAL-ASSETS> 192243 <DEPOSITS> 170424 <SHORT-TERM> 324 <LIABILITIES-OTHER> 896 <LONG-TERM> 5153 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 12339 <OTHER-SE> 3296 <TOTAL-LIABILITIES-AND-EQUITY> 192243 <INTEREST-LOAN> 2836 <INTEREST-INVEST> 796 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 3632 <INTEREST-DEPOSIT> 1412 <INTEREST-EXPENSE> 1526 <INTEREST-INCOME-NET> 2106 <LOAN-LOSSES> 75 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 1810 <INCOME-PRETAX> 713 <INCOME-PRE-EXTRAORDINARY> 713 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 449 <EPS-PRIMARY> .38 <EPS-DILUTED> .35 <YIELD-ACTUAL> 8.35 <LOANS-NON> 951 <LOANS-PAST> 28 <LOANS-TROUBLED> 1271 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1101 <CHARGE-OFFS> 162 <RECOVERIES> 37 <ALLOWANCE-CLOSE> 1220 <ALLOWANCE-DOMESTIC> 1220 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 199