Exhibit 16.1 HJ & Associates, LLC 50 South Main Street, Suite 1450 Salt Lake City, Utah 84144 September 12, 2002 Office of the Chief Accountant Securities and Exchange Commission 450 Fifth Street N.W. Washington, D.C Re: Item 4. Changes In and Disagreements with Accountants on Accounting and Financial Disclosure To Whom It May Concern: We have read Item 4 included in the Form 8-K for TGFIN Holdings, Inc. (formerly Digitran Systems Incorporated) dated September 12, 2002, commission number 0-19470 filed with the Securities and Exchange Commission, and are in agreement with statements contained therein. /s HJ & Associates, LLC HJ & Associates, LLC Salt Lake City, Utah