Exhibit 32


                    CERTIFICATION PURSUANT TO
                     18 U.S.C. SECTION 1350,
                      AS ADOPTED PURSUANT TO
          SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

          In connection with the Quarterly Report of Birch Financial, Inc.
(the "Company") on Form 10-QSB for the period ending September 30, 2004, as
filed with the Securities and Exchange Commission on the date hereof (the
"Report"), we , Nelson L. Colvin, President of the Company, and Keith L.
Walton, Treasurer of the Company, certify, pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002:

     (1) The Report fully complies with the requirements of section 13(a) or
     15(d) of the Securities Exchange Act of 1934; and

     (2) The information contained in the Report fairly presents, in all
     material respects, the financial condition and result of operations of
     the Company.


Dated: 10-26-04                          /s/ Nelson L. Colvin
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                                        Nelson L. Colvin
                                        President


Dated: 10-26-04                          /s/ Keith L. Walton
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                                        Keith L. Walton
                                        Treasurer