Exhibit 99.1


                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly  Report of CRD Holdings,  Inc. (the Company) on
Form 10-Q for the period ending June 30, 2002 as filed with the  Securities  and
Exchange  Commission on the date hereof (the Report),  I, DWAYNE J. CHOMYK, Vice
President of Finance and Administration of the Company,  certify, pursuant to 18
U.S.C.  ss. 1350, as adopted  pursuant to ss. 906 of the  Sarbanes-Oxley  Act of
2002, that:

(1)  The Report fully complies with the  requirements  of section 13(a) or 15(d)
of the Securities Exchange Act of 1934; and

(2)  The information  contained in the Report fairly  presents,  in all material
respects, the financial condition and result of operations of the Company.


/s DWAYNE J. CHOMYK
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Vice President of Finance and Administration
August 19, 2002