<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY REPORT FOR INTERCOUNTY BANCSHARES, INC. ON FORM 10-Q FOR THE QUARTER ENDED MARCH 31, 1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <CIK> 0000908837 <NAME> INTERCOUNTY BANCSHARES <MULTIPLIER> 1000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> MAR-31-1999 <CASH> 15,563 <INT-BEARING-DEPOSITS> 15 <FED-FUNDS-SOLD> 2,097 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 135,402 <INVESTMENTS-CARRYING> 36,841 <INVESTMENTS-MARKET> 37,293 <LOANS> 316,368 <ALLOWANCE> 2,767 <TOTAL-ASSETS> 522,119 <DEPOSITS> 375,607 <SHORT-TERM> 22,569 <LIABILITIES-OTHER> 3,291 <LONG-TERM> 75,539 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 1,000 <OTHER-SE> 44,113 <TOTAL-LIABILITIES-AND-EQUITY> 522,119 <INTEREST-LOAN> 6,551 <INTEREST-INVEST> 2,517 <INTEREST-OTHER> 29 <INTEREST-TOTAL> 9,097 <INTEREST-DEPOSIT> 3,497 <INTEREST-EXPENSE> 1,283 <INTEREST-INCOME-NET> 4,317 <LOAN-LOSSES> 350 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 3,599 <INCOME-PRETAX> 1,643 <INCOME-PRE-EXTRAORDINARY> 1,643 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,236 <EPS-PRIMARY> 0.39 <EPS-DILUTED> 0.38 <YIELD-ACTUAL> 7.66 <LOANS-NON> 1,230 <LOANS-PAST> 191 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 2,641 <CHARGE-OFFS> 297 <RECOVERIES> 73 <ALLOWANCE-CLOSE> 2,767 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 2,767