<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR INTERCOUNTY BANCSHARES, INC. ON FORM 10-Q FOR THE
QUARTER ENDED JUNE 30, 1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000908837
<NAME> INTERCOUNTY BANCSHARES
<MULTIPLIER> 1000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                          17,317
<INT-BEARING-DEPOSITS>                              58
<FED-FUNDS-SOLD>                                    82
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    121,554
<INVESTMENTS-CARRYING>                          38,851
<INVESTMENTS-MARKET>                            37,717
<LOANS>                                        333,116
<ALLOWANCE>                                      2,806
<TOTAL-ASSETS>                                 526,723
<DEPOSITS>                                     369,214
<SHORT-TERM>                                    35,737
<LIABILITIES-OTHER>                              3,356
<LONG-TERM>                                     75,539
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,000
<OTHER-SE>                                      41,877
<TOTAL-LIABILITIES-AND-EQUITY>                 526,723
<INTEREST-LOAN>                                 13,305
<INTEREST-INVEST>                                5,007
<INTEREST-OTHER>                                    38
<INTEREST-TOTAL>                                18,350
<INTEREST-DEPOSIT>                               6,889
<INTEREST-EXPENSE>                               9,521
<INTEREST-INCOME-NET>                            8,829
<LOAN-LOSSES>                                      700
<SECURITIES-GAINS>                                  21
<EXPENSE-OTHER>                                  7,298
<INCOME-PRETAX>                                  3,575
<INCOME-PRE-EXTRAORDINARY>                       3,575
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,682
<EPS-BASIC>                                     0.85
<EPS-DILUTED>                                     0.83
<YIELD-ACTUAL>                                    7.66
<LOANS-NON>                                        576
<LOANS-PAST>                                        93
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,641
<CHARGE-OFFS>                                      665
<RECOVERIES>                                       130
<ALLOWANCE-CLOSE>                                2,806
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,806