<ARTICLE>                             5

<CIK>                                                   0001012704
<NAME>                                         Ugly Duckling Corp.
<MULTIPLIER>                                                 1,000


                                       
<PERIOD-TYPE>                                                3-MOS
<FISCAL-YEAR-END>                                      DEC-31-2000
<PERIOD-START>                                          JAN-1-2000
<PERIOD-END>                                           MAR-31-2000
<CASH>                                                       6,330
<SECURITIES>                                                     0
<RECEIVABLES>                                              494,852
<ALLOWANCES>                                                87,585
<INVENTORY>                                                 49,058
<CURRENT-ASSETS>                                                 0
<PP&E>                                                      48,413
<DEPRECIATION>                                              16,272
<TOTAL-ASSETS>                                             547,953
<CURRENT-LIABILITIES>                                      377,400
<BONDS>                                                          0
<PREFERRED-MANDATORY>                                            0
<PREFERRED>                                                      0
<COMMON>                                                   153,361
<OTHER-SE>                                                  17,192
<TOTAL-LIABILITY-AND-EQUITY>                               547,953
<SALES>                                                    132,786
<TOTAL-REVENUES>                                           159,124
<CGS>                                                       72,942
<TOTAL-COSTS>                                                    0
<OTHER-EXPENSES>                                            36,688
<LOSS-PROVISION>                                            34,573
<INTEREST-EXPENSE>                                           7,321
<INCOME-PRETAX>                                              7,600
<INCOME-TAX>                                                 3,117
<INCOME-CONTINUING>                                          4,483
<DISCONTINUED>                                                   0
<EXTRAORDINARY>                                                  0
<CHANGES>                                                        0
<NET-INCOME>                                                 4,483
<EPS-BASIC>                                                   0.30
<EPS-DILUTED>                                                 0.30