<ARTICLE> 5 <CIK> 0001012704 <NAME> Ugly Duckling Corp. <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-1-2000 <PERIOD-END> JUN-30-2000 <CASH> 4,127 <SECURITIES> 0 <RECEIVABLES> 549,771 <ALLOWANCES> 98,533 <INVENTORY> 45,865 <CURRENT-ASSETS> 0 <PP&E> 51,954 <DEPRECIATION> 18,084 <TOTAL-ASSETS> 577,484 <CURRENT-LIABILITIES> 410,653 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 145,291 <OTHER-SE> 21,540 <TOTAL-LIABILITY-AND-EQUITY> 577,484 <SALES> 254,313 <TOTAL-REVENUES> 311,108 <CGS> 141,359 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 72,123 <LOSS-PROVISION> 66,785 <INTEREST-EXPENSE> 15,903 <INCOME-PRETAX> 14,938 <INCOME-TAX> 6,107 <INCOME-CONTINUING> 8,831 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 8,831 <EPS-BASIC> 0.61 <EPS-DILUTED> 0.60