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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): September 14, 2001

                           UGLY DUCKLING CORPORATION
                           -------------------------
             (Exact name of registrant as specified in its charter)

         Delaware                  000-20841               86-0721358
        ----------                -----------              -----------
State or other jurisdiction       (Commission            (IRS Employer
     of incorporation)            File Number)         Identification No.)



               4020 E. Indian School Road, Phoenix, Arizona 85016
              ---------------------------------------------------
              (Address of principal executive offices)    (Zip code)



       Registrant's telephone number, including area code (602) 852-6600
                                -----------------


           2525 E. Camelback Road, Suite 500, Phoenix, Arizona 85018
- --------------------------------------------------------------------------------
         (Former name or former address, if changed since last report.)

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Item 5. Other Events

Attached hereto as Exhibit 99.3 is a copy of Ugly Duckling  Corporation's  press
release dated  September 6, 2001 titled "Ugly Duckling  Announces  Closing of an
Inventory Line of Credit."


EXHIBIT
NUMBER  DESCRIPTION

99.3    Ugly  Duckling  Corporation  Press  Release  dated  September 6, 2001,
        titled "Ugly Duckling Announces Closing of an Inventory Line of Credit"



                                    SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                           UGLY DUCKLING CORPORATION


Date: September 14, 2001   By: \s\ Jon D. Ehlinger
                           ----------------------------------
                           Vice President, Secretary and
                                 General Counsel

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                                  EXHIBIT INDEX


EXHIBIT
NUMBER          DESCRIPTION
             
99.4            Ugly Duckling Corporation Press Release dated September 13, 2001,
                titled "Ugly Duckling Announces closing of an Inventory Line of Credit."