I, Gregory B. Sullivan,  the Chief Executive Officer, and Mark Sauder, the Chief
Financial Officer, of Ugly Duckling Corporation, certify that to the best of our
knowledge and belief:  (i) the report fully  complies with the  requirements  of
Section  13(a)  or  15(d) of the  Securities  Exchange  Act of 1934 and (ii) the
information  contained in the report fairly presents,  in all material respects,
the financial condition and results of operations of Ugly Duckling Corporation.


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                                    Gregory B. Sullivan, Chief Executive Officer


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                                    Mark Sauder, Chief Financial Officer