<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR YEAR <FISCAL-YEAR-END> DEC-31-1999 DEC-31-1998 <PERIOD-START> JAN-01-1999 JAN-01-1998 <PERIOD-END> DEC-31-1999 DEC-31-1998 <CASH> 107,591 89,759 <INT-BEARING-DEPOSITS> 0 0 <FED-FUNDS-SOLD> 200,550 71,200 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 332,133 313,870 <INVESTMENTS-CARRYING> 141,725 102,108 <INVESTMENTS-MARKET> 136,481 103,028 <LOANS> 1,921,177 1,325,383 <ALLOWANCE> (40,421) (25,960) <TOTAL-ASSETS> 2,846,088 2,049,217 <DEPOSITS> 2,506,386 1,758,307 <SHORT-TERM> 0 0 <LIABILITIES-OTHER> 47,007 25,655 <LONG-TERM> 50,000 50,000 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 100,690 75,303 <OTHER-SE> 72,905 53,523 <TOTAL-LIABILITIES-AND-EQUITY> 2,846,088 2,049,217 <INTEREST-LOAN> 149,883 111,361 <INTEREST-INVEST> 27,675 22,740 <INTEREST-OTHER> 12,740 11,805 <INTEREST-TOTAL> 190,298 145,906 <INTEREST-DEPOSIT> 68,049 50,563 <INTEREST-EXPENSE> 76,557 58,818 <INTEREST-INCOME-NET> 113,741 87,088 <LOAN-LOSSES> 13,064 7,159 <SECURITIES-GAINS> (19) 374 <EXPENSE-OTHER> 88,543 59,066 <INCOME-PRETAX> 45,440 32,233 <INCOME-PRE-EXTRAORDINARY> 45,440 32,233 <EXTRAORDINARY> (88) 0 <CHANGES> 0 0 <NET-INCOME> 31,538 21,554 <EPS-BASIC> 2.29 1.65 <EPS-DILUTED> 2.15 1.53 <YIELD-ACTUAL> 4.98 5.17 <LOANS-NON> 4,418 2,118 <LOANS-PAST> 51 0 <LOANS-TROUBLED> 0 0 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> (25,960) (19,954) <CHARGE-OFFS> (2,654) (1,823) <RECOVERIES> 1,306 487 <ALLOWANCE-CLOSE> (40,421) (25,960) <ALLOWANCE-DOMESTIC> (40,421) (25,960) <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0