<ARTICLE> 9
<RESTATED>
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   YEAR                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998
<PERIOD-END>                               DEC-31-1999             DEC-31-1998
<CASH>                                         107,591                  89,759
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                               200,550                  71,200
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    332,133                 313,870
<INVESTMENTS-CARRYING>                         141,725                 102,108
<INVESTMENTS-MARKET>                           136,481                 103,028
<LOANS>                                      1,921,177               1,325,383
<ALLOWANCE>                                    (40,421)                (25,960)
<TOTAL-ASSETS>                               2,846,088               2,049,217
<DEPOSITS>                                   2,506,386               1,758,307
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                             47,007                  25,655
<LONG-TERM>                                     50,000                  50,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       100,690                  75,303
<OTHER-SE>                                      72,905                  53,523
<TOTAL-LIABILITIES-AND-EQUITY>               2,846,088               2,049,217
<INTEREST-LOAN>                                149,883                 111,361
<INTEREST-INVEST>                               27,675                  22,740
<INTEREST-OTHER>                                12,740                  11,805
<INTEREST-TOTAL>                               190,298                 145,906
<INTEREST-DEPOSIT>                              68,049                  50,563
<INTEREST-EXPENSE>                              76,557                  58,818
<INTEREST-INCOME-NET>                          113,741                  87,088
<LOAN-LOSSES>                                   13,064                   7,159
<SECURITIES-GAINS>                                 (19)                    374
<EXPENSE-OTHER>                                 88,543                  59,066
<INCOME-PRETAX>                                 45,440                  32,233
<INCOME-PRE-EXTRAORDINARY>                      45,440                  32,233
<EXTRAORDINARY>                                    (88)                      0
<CHANGES>                                            0                       0
<NET-INCOME>                                    31,538                  21,554
<EPS-BASIC>                                       2.29                    1.65
<EPS-DILUTED>                                     2.15                    1.53
<YIELD-ACTUAL>                                    4.98                    5.17
<LOANS-NON>                                      4,418                   2,118
<LOANS-PAST>                                        51                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                               (25,960)                (19,954)
<CHARGE-OFFS>                                   (2,654)                 (1,823)
<RECOVERIES>                                     1,306                     487
<ALLOWANCE-CLOSE>                              (40,421)                (25,960)
<ALLOWANCE-DOMESTIC>                           (40,421)                (25,960)
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0