<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> DEC-31-1997 <CASH> 90,914 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 82,500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 202,373 <INVESTMENTS-CARRYING> 66,872 <INVESTMENTS-MARKET> 61,628 <LOANS> 963,602 <ALLOWANCE> (19,954) <TOTAL-ASSETS> 1,560,254 <DEPOSITS> 1,374,647 <SHORT-TERM> 0 <LIABILITIES-OTHER> 58,000 <LONG-TERM> 20,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 69,908 <OTHER-SE> 37,699 <TOTAL-LIABILITIES-AND-EQUITY> 1,560,254 <INTEREST-LOAN> 91,138 <INTEREST-INVEST> 12,028 <INTEREST-OTHER> 10,292 <INTEREST-TOTAL> 113,458 <INTEREST-DEPOSIT> 38,981 <INTEREST-EXPENSE> 42,525 <INTEREST-INCOME-NET> 70,933 <LOAN-LOSSES> 7,541 <SECURITIES-GAINS> (8) <EXPENSE-OTHER> 49,823 <INCOME-PRETAX> 23,946 <INCOME-PRE-EXTRAORDINARY> 23,946 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 15,194 <EPS-BASIC> 1.24 <EPS-DILUTED> 1.17 <YIELD-ACTUAL> 5.69 <LOANS-NON> 4,026 <LOANS-PAST> 158 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> (13,150) <CHARGE-OFFS> (2,217) <RECOVERIES> 129 <ALLOWANCE-CLOSE> (19,954) <ALLOWANCE-DOMESTIC> (19,954) <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0