<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1999 DEC-31-1999 <PERIOD-START> OCT-01-1999 JUL-01-1999 <PERIOD-END> DEC-31-1999 SEP-30-1999 <CASH> 107,591 121,742 <INT-BEARING-DEPOSITS> 0 0 <FED-FUNDS-SOLD> 200,550 197,100 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 333,393 323,859 <INVESTMENTS-CARRYING> 167,278 152,475 <INVESTMENTS-MARKET> 161,545 146,845 <LOANS> 1,883,143 1,712,676 <ALLOWANCE> (35,649) (33,026) <TOTAL-ASSETS> 2,845,489 2,641,350 <DEPOSITS> 2,506,386 2,359,483 <SHORT-TERM> 0 0 <LIABILITIES-OTHER> 115,509 86,260 <LONG-TERM> 50,000 50,000 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 100,689 80,506 <OTHER-SE> 73,193 65,328 <TOTAL-LIABILITIES-AND-EQUITY> 2,845,489 2,641,350 <INTEREST-LOAN> 43,138 39,078 <INTEREST-INVEST> 7,968 7,246 <INTEREST-OTHER> 4,461 3,101 <INTEREST-TOTAL> 55,568 49,425 <INTEREST-DEPOSIT> 20,429 17,963 <INTEREST-EXPENSE> 21,154 18,567 <INTEREST-INCOME-NET> 33,054 29,596 <LOAN-LOSSES> 6,232 3,752 <SECURITIES-GAINS> (23) 4 <EXPENSE-OTHER> 27,224 16,990 <INCOME-PRETAX> 17,912 14,016 <INCOME-PRE-EXTRAORDINARY> 17,912 14,016 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 10,304 8,784 <EPS-BASIC> 0.76 0.65 <EPS-DILUTED> 0.71 0.46 <YIELD-ACTUAL> 4.94 4.92 <LOANS-NON> 4,418 6,028 <LOANS-PAST> 51 0 <LOANS-TROUBLED> 0 0 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> (33,028) (29,187) <CHARGE-OFFS> (1,406) (682) <RECOVERIES> 282 812 <ALLOWANCE-CLOSE> (40,421) (33,028) <ALLOWANCE-DOMESTIC> (40,421) (33,028) <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0