<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1998 <PERIOD-START> OCT-01-1998 JUL-01-1998 <PERIOD-END> DEC-31-1998 SEP-30-1998 <CASH> 89,759 89,458 <INT-BEARING-DEPOSITS> 0 0 <FED-FUNDS-SOLD> 71,200 117,500 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 314,290 356,194 <INVESTMENTS-CARRYING> 126,717 135,919 <INVESTMENTS-MARKET> 121,627 130,828 <LOANS> 1,325,383 1,133,049 <ALLOWANCE> (25,960) (24,230) <TOTAL-ASSETS> 2,049,217 1,979,096 <DEPOSITS> 1,758,307 1,689,435 <SHORT-TERM> 0 0 <LIABILITIES-OTHER> 112,084 115,939 <LONG-TERM> 50,000 50,000 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 75,293 73,549 <OTHER-SE> 53,442 50,020 <TOTAL-LIABILITIES-AND-EQUITY> 2,049,217 1,979,096 <INTEREST-LOAN> 29,764 28,633 <INTEREST-INVEST> 6,144 6,544 <INTEREST-OTHER> 2,958 3,352 <INTEREST-TOTAL> 38,865 38,529 <INTEREST-DEPOSIT> 13,154 13,981 <INTEREST-EXPENSE> 14,381 14,861 <INTEREST-INCOME-NET> 23,343 22,519 <LOAN-LOSSES> 2,126 2,212 <SECURITIES-GAINS> 336 14 <EXPENSE-OTHER> 15,359 13,815 <INCOME-PRETAX> 9,571 8,547 <INCOME-PRE-EXTRAORDINARY> 9,571 8,547 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 6,529 5,706 <EPS-BASIC> 0.51 0.44 <EPS-DILUTED> 0.47 0.47 <YIELD-ACTUAL> 4.91 4.89 <LOANS-NON> 2,118 3,284 <LOANS-PAST> 0 18 <LOANS-TROUBLED> 0 0 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> (24,230) (21,784) <CHARGE-OFFS> (510) (83) <RECOVERIES> 129 206 <ALLOWANCE-CLOSE> (25,960) (24,230) <ALLOWANCE-DOMESTIC> (25,960) (24,230) <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0