<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1998 <PERIOD-START> APR-01-1998 JAN-01-1998 <PERIOD-END> JUN-30-1998 MAR-31-1998 <CASH> 106,844 103,095 <INT-BEARING-DEPOSITS> 0 0 <FED-FUNDS-SOLD> 157,100 106,700 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 340,603 225,199 <INVESTMENTS-CARRYING> 69,146 74,254 <INVESTMENTS-MARKET> 63,914 68,999 <LOANS> 1,094,180 1,031,830 <ALLOWANCE> (21,784) (20,219) <TOTAL-ASSETS> 1,894,129 1,688,652 <DEPOSITS> 1,653,444 1,436,409 <SHORT-TERM> 0 0 <LIABILITIES-OTHER> 105,295 120,052 <LONG-TERM> 20,000 20,000 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 71,235 67,670 <OTHER-SE> 44,144 44,532 <TOTAL-LIABILITIES-AND-EQUITY> 1,894,129 1,688,652 <INTEREST-LOAN> 27,203 25,409 <INTEREST-INVEST> 4,788 4,435 <INTEREST-OTHER> 3,349 2,802 <INTEREST-TOTAL> 35,340 32,646 <INTEREST-DEPOSIT> 12,236 11,201 <INTEREST-EXPENSE> 13,375 12,047 <INTEREST-INCOME-NET> 20,973 19,728 <LOAN-LOSSES> 1,657 1,176 <SECURITIES-GAINS> 42 8 <EXPENSE-OTHER> 15,229 13,708 <INCOME-PRETAX> 6,923 7,329 <INCOME-PRE-EXTRAORDINARY> 6,923 7,329 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 4,614 4,867 <EPS-BASIC> 0.35 0.39 <EPS-DILUTED> 0.47 0.47 <YIELD-ACTUAL> 4.88 4.87 <LOANS-NON> 4,228 3,819 <LOANS-PAST> 85 407 <LOANS-TROUBLED> 0 0 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> (20,219) (19,954) <CHARGE-OFFS> (193) (1,031) <RECOVERIES> 32 120 <ALLOWANCE-CLOSE> (21,784) (20,219) <ALLOWANCE-DOMESTIC> (21,784) (20,219) <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0