Exhibit 10.13


                               Viewbar Agreement

                          (Revised December 1, 1999)

                IMPORTANT Terms, Conditions and Privacy Policy

                    of the AllAdvantage.com Viewbar Service


                               AGE RESTRICTION:
                               ----------------
If you are under 18 years old, you need to obtain your parent's consent before
    downloading the Viewbar software or using the Viewbar Service. See our
                    Parental Consent Form for instructions.

IMPORTANT NOTICE: These terms may vary from the terms in place when you
initially expressed interest in the AllAdvantage.com Service. These terms
supersede any prior advertisements, agreements or communications between You and
AllAdvantage.com.

 PLEASE READ THE ENTIRE AGREEMENT SET OUT IN THE PAGES BELOW BEFORE PROCEEDING.

Our Goal. AllAdvantage.com is enabling its Members and businesses to interact in
more sophisticated and effective ways while maintaining its members' privacy
intact. To do so, AllAdvantage.com is making available to consumers its
proprietary communications device, the Viewbar(TM) computer program.
AllAdvantage.com wants to reward you, as consumer, for the time you spend
actively surfing the Internet and viewing advertisements. Due to the
evolutionary nature of this business approach, the rates and terms of the
compensation that AllAdvantage.com will be able to pay to Members may vary over
time.  Please read these terms and conditions and our Privacy Policy carefully.

You ("You" or "Member") must download and install the Viewbar(TM)  software in
order to participate in the Viewbar(TM) Service ("the Service").  In order to
receive the Viewbar software ("Viewbar software" or "Software"), You must
complete the membership form and read and agree to the terms and conditions of
this agreement ("Agreement" or "Viewbar Agreement") by clicking "I Accept."

This is an Agreement between You and AllAdvantage.com, Inc. and its subsidiaries
("AllAdvantage" or "we").
  ------------

If You do not agree to all the terms of this Agreement including our privacy
policy, AllAdvantage is unwilling to offer You the Service or a License to use
the Viewbar software.  You should click on the "I Decline" button to stop the
software download process.

Index to This Agreement:
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     A.        Our Privacy Policy[link]


     B.        Updates to This Agreement [link]
     C.        Basic Requirements for Membership in the Viewbar Service[link]
     D.        Your Relationship with AllAdvantage [link]
     E.        Using the Viewbar Software [link]
     F.        The Referral Program (includes the SPAM policy) [link]
     G.        Payment Issues [link]
     H.        Your Relationship with Advertisers [link]
     I.        Software License [link]
     J.        Disclaimer of Warranties [link]
     K.        Limitation of Liability [link]
     L.        Force Majeure [link]
     M.        Governing Law and Other Terms [link]
     N.        Contacting Us [link]

A.  Our Privacy Policy.
- -----------------------

The purpose of AllAdvantage is to take advantage of Internet technology to
enable businesses to interact with consumers in highly personalized ways without
forfeiting the privacy of the consumer. As such, privacy is at the core of
AllAdvantage. This statement outlines our privacy program and its terms are
incorporated into this Agreement.  We welcome your input about our policy. Give
us your feedback at privacy@alladvantage.com.

 .    About Us. All information collected as a result of your membership in
     AllAdvantage.com will be controlled by AllAdvantage.com, Inc. AllAdvantage
     may transfer or share your information within the AllAdvantage group of
     international subsidiaries ("AllAdvantage Group") as part of a transfer of
     your membership agreement. It will only do this to improve the
     administration of the services. At all times the companies that make up the
     AllAdvantage Group ("We") will follow this privacy policy.

 .    Disclosures of Your Information. We do not give, sell, rent, share, or
     trade any identifiable personal information regarding our members to any
     third party, with the exception of third-party contractors and service
     providers who work with AllAdvantage to provide the Viewbar software, and
     other services, and who are strictly prohibited from later use of the
     information that they may have access to. AllAdvantage may share non-
     personal aggregate, or summary, information regarding its members with
     partners or other third parties. We can-and you authorize us to - disclose
     personal information to local, state, or federal law enforcement officials
     when required to do so by public authorities or when we believe in good
     faith that the law requires it.

 .    Information We Collect as Part of General Membership.

     Online Registration Form. In our online registration form, we require you
     ------------------------
     to provide us with your full name, full street address, email address and a
     password. In addition, we require your city of birth, birth date, and a
     password question with its corresponding answer, so that we may identify
     you if you ever lose your password. We will process this information to
     determine your eligibility for certain services such as the Viewbar,
     administer your membership, to provide the Viewbar Service and other
     services to you and to provide you with the full benefits of membership as
     detailed below.


     Shopping and Promotions. We may ask you for personal information at other
     ------------------------
     times, including, but not limited to, when you enter a sweepstakes, contest
     or promotion sponsored by AllAdvantage and/or when you report a problem
     with any of our services. Personal information gathered in this way will be
     used solely for the transaction itself unless otherwise specifically
     explained at the time the information is collected. Express consent to
     other uses of this information will be sought that time. AllAdvantage may
     retain and reference aggregate information about member preferences
     gathered in these ways.

 .    Information We Collect as Part of the Viewbar Service.

     Information Gathered in the Viewbar Service.  While you are using the
     --------------------------------------------
     Viewbar software, we automatically track certain information about your
     surfing behavior. This information includes the URL of the page you are
     visiting, what browser you are using, and your IP address. YOU CAN CLOSE
     THE VIEWBAR WINDOW AT ANY TIME TO STOP THIS TYPE OF INFORMATION GATHERING.
     (To completely cancel your membership in AllAdvantage and to have your
     personal data deleted from our systems, just notify us at
     vbsupport@alladvantage.com. You will then no longer be able to earn money
     --------------------------
     as set out in this Agreement.)

     Information required for Tax Purposes Related to the Viewbar Service. If
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     You join the Viewbar Service and accrue US $250 in your account we may
     contact you to request additional information including, for example, the
     Social Security number of our U.S. Members or confirmation of country of
     residence for non-US members. We will only use this additional information
     for legitimate purposes related to complying with applicable tax laws. If
     You are contacted and fail to provide us with the information we
     legitimately require, we may refuse to pay You until we receive that
     information.

     Cookies Used in the Viewbar Service. The process we use to serve
     ------------------------------------
     advertisements to the Viewbar window involves use of a "cookie." A cookie
     is a piece of text that can be entered into the memory of your computer. It
     helps AllAdvantage and our advertising service track the frequency and
     placement of advertisements. Many Internet services deliver cookies to
     visitors of their Web sites. Cookies store information about your use of
     their service on your computer where it can only be retrieved by the same
     service at a later time. Cookies are used by Internet services to make
     their services much more convenient and personalized. The cookie(s) we use
     will not store or identify you directly with personal information but they
     do identify you with your membership ID and we reference cookies to
     accurately store information relating to your membership and on-line
     behavior.

          .    Our Viewbar software uses cookies to make sure you don't see the
               same ad repeatedly. We also use cookies to deliver content
               specific to your interests, and to save your password so you
               don't have to re-enter it each time you connect to the Internet.

          .    Most cookies are "session cookies," meaning that they are
               automatically deleted at the end of a session. You are always
               free to decline our cookies, if your browser permits, or to ask
               your browser to indicate when a cookie is being sent. You can
               also delete cookie files from your computer at your discretion.
               Note that if you decline our cookies or ask for notification each
               time a cookie is being sent, your Viewbar window may not function
               properly and we may have difficulty rendering service to you. If
               you would like more information about cookies, you may wish to do
               a search on Yahoo or visit http://www.cookiecentral.com.
                                          ----------------------------


          .    We use an outside company to display ads in the Viewbar window.
               These ads may place cookies on your computer. While we use
               cookies in other parts of our Web site, cookies received with
               banner ads are monitored by our ad-serving company, and we do not
               have access to this information. However, we have contractual
               arrangements that restrict our partners, including the ad-serving
               company, from using these cookies for anything other than
               fulfilling their service to AllAdvantage.

     .    Our Use of Your Information. In addition to uses of Your information
          described above, AllAdvantage may use Your information in the
          following ways:

     Registration Information.  We use your email address to verify your
     -------------------------
     identity and protect against fraud and to contact you when you are eligible
     to download the Viewbar software. In addition, we use it to send you
     updates about your account, new products and services, and company updates.
     If you participate in the Viewbar Service, we'll use the address
     information to mail your check to you and to verify your location for tax
     purposes. We use URL information we collect to help direct advertising to
     you that is more likely to be of interest to you. We use your IP address to
     help diagnose problems with our server and to administer our Web site. Your
     IP address is also used to gather broad demographic information.

     Information Gathered Through the Viewbar Service.  We will process the
     -------------------------------------------------
     information we gather while You use the Viewbar program to build a profile
     of your interests and activities so that we can send you advertisements,
     offers, benefits and content targeted at your specific interests, and to
     provide you with the full benefits of membership. As we aggregate this type
     of information about all of our members, we offer summaries to our
     advertisers and other interested parties so that they can learn what
     products and services are most popular to consumers, but we do not disclose
     our members' names, addresses, email addresses, or other personally
     identifiable information to these third parties.

     International Transfers.  AllAdvantage has centralized its records in the
     ------------------------
     United States but may perform some of its data processing outside of the
     United States. To do this, AllAdvantage may transfer your personal data
     internationally to other countries. Some of the countries may have laws
     that protect personal data, some may not. AllAdvantage will protect your
     information no matter where we process or store your data by following this
     privacy statement and by complying with the relevant data protection laws
     in force in your country. We will also oblige our third party contractors
     to comply with those laws. By becoming a Member you give your consent to
     this transfer of your personal data.

     Transfer of this Agreement.  AllAdvantage may transfer or share your
     ---------------------------
     information within the AllAdvantage Group as part of a transfer of your
     membership agreement. It will, for example, do this in order to improve the
     administration of the AllAdvantage services. At all times the AllAdvantage
     Group will follow this privacy policy and ensure the security and
     confidentiality of personal data.

 .    External Links. The Viewbar window contains links to Web sites.
     AllAdvantage is not responsible for the privacy practices or the content of
     such Web sites.

 .    Security. This site has security measures in place to protect the loss,
     misuse, and alteration of the information under our control. We use
     industry standard procedures and processes to safeguard the confidentiality
     of your identifiable personal information, such as firewalls, encryption,
     token authentication, application proxies, monitoring technology, and
     adaptive analysis of network traffic to track abuse of our network and its
     data. Unfortunately, when


     you submit information about yourself to AllAdvantage over the Internet the
     information may travel over many systems that are not under the control of
     AllAdvantage. The Internet is not 100% secure and others may intercept the
     information that you are sending. One easy and important way to protect
     your personal information is to guard your account password and close your
     browser and Viewbar windows when you step away from your computer.

 .    Consent to Process Personal Data/Choice/Opt-In/Opt-Out. AllAdvantage
                                                             ------------
     members constantly have the option to enter and exit the AllAdvantage
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     service at any time and for any length of time. While the Viewbar Service
     ----------------------------------------------
     is active Members consent to it recording data which will be used by
     AllAdvantage in accordance with this policy. Members who participate in the
     Viewbar Service have the opportunity to opt-in to receive
     promotional/marketing information via the Viewbar window from our partners
     at any time, simply by opening the Viewbar window. To opt-out, members
     simply close the Viewbar window. Members are always free to close their
     account by sending an email to support@alladvantage.com. In such a case,
     your personal data will be destroyed. Furthermore, all members are provided
     opportunities to opt-in to marketing and promotional programs provided by
     our advertisers through our Web site.

 .    Updating or Deleting Your Information. To update your contact or address
     information, please use the Account Update Form in the Account Center
     [link]. To make other updates to Your account, to demand a copy of your
     stored personal data, or to have your personal data deleted, contact our
     support organization using the form at
     http://www.alladvantage.com/supportform.asp.
     -------------------------------------------

 .    A Special Note About Children. AllAdvantage wants to help parents protect
     the privacy of children and has taken steps to obtain parental permission
     before children may begin the Viewbar Service. For more information, See
     the Parental Consent page [link]. AllAdvantage does not consider our Web
     Site or the Viewbar Service to be directed at children but some children
     have signed up as Members. To remove your child from AllAdvantage
     membership or the Viewbar Service, please contact us at
     support@alladvantage.com.

 .    Contacting the Web Site. If you have any questions about this privacy
     policy, the practices of this site, or your dealings with this Web site,
     you can contact privacy@alladvantage.com.

B.   Updates to This Agreement.  AllAdvantage may revise these terms from time
- ------------------------------
to time. We will bring to your attention your right to object to the revision.
We will notify you of each revision and you may object to the updated version
within a four-week period. If you do object, we are entitled to cancel your
membership upon six weeks notice. If you do not object, this will be considered
as consent. Your continued use of the benefits of membership after you receive
our note will signify your acceptance of the modified terms.

C.   Basic Requirements for Membership.  To maintain a Membership in the Viewbar
- --------------------------------------
Service, You must meet the following requirements and AllAdvantage.com reserves
its legal  rights to terminate the Membership of anyone who fails to meet these
requirements on an ongoing basis:

 .    If You are under 18 years of age, You must have the permission of Your
     parent or legal guardian to participate in the Viewbar Service. See our
     Parental Consent Page [link] to find out how your parent can provide
     consent;

 .    Approved Territories. You must be physically located within an Approved
     Territory while using the Viewbar Service, be a legal resident of an
     Approved Territory, and have a mailing


     address in an Approved Territory (P.O. Box addresses will not be accepted).
     The Viewbar Service is currently available in the following countries and
     provinces ("Approved Territories"):

          .    Australia;
          .    Canada;
          .    France;
          .    Germany;
          .    New Zealand, and
          .    United States of America

 .    One Account Per Member. You may only sign up once and maintain one
     Membership in the Service. You may not have multiple Viewbar windows
     displayed on one screen simultaneously. AllAdvantage.com reserves the right
     to terminate duplicate accounts, resulting in the potential loss of
     accumulated credits;

 .    Provide Accurate Information. You must provide AllAdvantage.com with valid
     contact and residence information and promptly update such information
     should it change or should additional information be required by
     AllAdvantage.com for legitimate tax-related purposes or any other reason
     required by applicable law. You may not impersonate or misrepresent Your
     identity. AllAdvantage.com reserves its legal rights to terminate any
     account, and associated membership, containing untruthful information;

 .    Accounts are Not Transferable. Your password and account are personal to
     You and are not transferable; You may not allow anyone else to use Your
     password or account; You may not use anyone else's password or account or
     act to accrue earnings for anyone else's account; You are responsible for
     keeping Your password secret; AllAdvantage is not liable for any loss or
     damage caused by any disclosure of your password or account; You may only
     create an account for yourself and may not establish account on behalf of
     anyone else;

 .    Comply with Laws. You agree to comply with all of your local, state,
     province, country or regional legal restrictions that may be applicable to
     your membership in AllAdvantage;

 .    Cancel at Anytime. You may cancel Your Membership at anytime by ceasing to
     use and destroying the copy of the Viewbar software and notifying
     AllAdvantage at vbsupport@alladvantage.com or using the "Cancel my
     Membership" form http://www.alladvantage.com/quit.asp on the
                 -----------------------------------------
     AllAdvantage.com website. If you decide to cancel Your membership and later
     wish to re-enroll, You will be assigned a new account number, You may have
     to wait for activation of the Viewbar Service all over again along with
     other new members, and You will not receive further credit for referrals
     made using Your previous account. Notwithstanding our right to terminate
     this Agreement without any notice for good cause, we may at any time
     terminate your membership by written six weeks prior notice;

 .    Termination of Accounts. To the full extent allowed by law, AllAdvantage at
     its sole discretion and for any or no reason may refuse to accept
     applications for membership and requests to use the Viewbar Service; and
     may terminate any Members without prior notice for good cause, particularly
     including, but not limited to: (a) serious violation of any provision of
     this Agreement; (b) aiding in or promoting circumvention of the Viewbar
     Service; and (c) acting against the business interests or reputation of
     AllAdvantage despite a


     warning letter; (d) otherwise acting in a severely or substantially
     unlawful manner in relationship to AllAdvantage, the AllAdvantage.com
     website; the AllAdvantage Viewbar Service; or any content provider to the
     website or Viewbar Service; (e) material breach of our spamming policy; or
     (f) any other reason at the discretion of AllAdvantage. Notwithstanding our
     right to terminate this Agreement for good cause without any prior notice,
     we, at any time, may terminate your membership by written 6 weeks prior
     notice.

 .    If your account is terminated by AllAdvantage, You may not re-enroll or
     join under a new account unless formally invited to do so by AllAdvantage.
     (See Payment Issues below for more information about termination of
     accounts.)

 .    Lapsing of Account. If you do not surf with the Viewbar window active for
     at least one hour within any 1-year period, your membership will
     automatically lapse without notice and any accrued credits in your account
     below the equivalent of U.S. $20 will be deemed "unearned" and will be
     forfeited.

D.   Your Relationship to AllAdvantage.com.  By filling out the "Join Now" form
- ------------------------------------------
You are applying to receive a service.  Your relationship to AllAdvantage.com is
one of an independent contractor and/or customer.  No employee-employer
relationship is created by Your use of the Service.  ALLADVANTAGE HAS NO
OBLIGATION TO OFFER THE VIEWBAR SERVICE OR OTHER PROMOTIONS TO YOU.

E.   Using the Viewbar Software.   Instructions for downloading, installing and
- -------------------------------
operating the Software program are included in the download file.  Read the
instructions carefully.  You are in sole control of whether the Viewbar software
is "Active" on your screen.  You have no obligation to use the Viewbar software.

 .    Privacy. Please note that while you are using the Viewbar software certain
     information will be recorded, such as which web sites you visit (See the
     Privacy Policy section [link] for more details). By continuing to use the
     Viewbar software in "active" mode you consent to this recording. You may
     elect not to have the information recorded by simply closing the Viewbar
     window.

 .    Compensation. Subject to the limitations and conditions of this Agreement,
     You can earn money or other compensation for active surfing of the Internet
     when the Viewbar window is "Up" on Your screen and not obstructed, meaning
     that the entire Viewbar window is visible to You. Compensation will be
     "credited" to Your account according to the following limitations:

     Active Surfing Only.  Only time You spend "Actively Surfing," as reasonably
     --------------------
     determined by AllAdvantage, will be credited to Your account. "Actively
     Surfing" means that You are sitting in front of Your computer and browsing
     the Internet (browsing remote web pages and content not stored on your
     computer or local network) using one of the supported browsers as evidenced
     by, for example, clicking on links, scrolling, typing or other mouse
     movement in response to Internet web pages. Inactivity for three minutes or
     more may temporarily stop any crediting of Your account until movement is
     again detected by the Viewbar software. AllAdvantage.com may amend this
     definition at any time by putting notice on its website.

     More on Active Surfing.  In no event does Active Surfing include time
     -----------------------
     spent in chat rooms, discussion groups, interactive gaming sites, world-
     wide-web enabled email sites, or sites that do not obtain their content
     through the World-Wide Web.


     Incompatible Programs. The Viewbar software may be "incompatible" with
     ----------------------
     other software programs, including but not limited to other advertising-
     display programs. If the Viewbar software detects an incompatible program
     running on Your computer, the Viewbar window may close automatically. If
     this occurs, the crediting of Your account will cease until You activate
     the Viewbar software again and the incompatible program is no longer
     running. AllAdvantage.com is not liable for the effects of any such
     incompatibility.

     No Tampering. You promise neither to simulate, to "fake", or to falsify
     --------------
     Active surfing in order to earn money or other compensation from
     AllAdvantage, nor to interfere with the visual display of advertising or
     with the Viewbar window or with the Service's tracking of your Active
     Surfing behavior, nor to assist others in doing any of the above.
     Simulating, faking, or falsifying Active Surfing includes, but is not
     limited to, creation of, distribution of or use of software or other
     devices that simulate Active Surfing. You also promise and agree not to
     tamper in any way with the proper functioning or tracking of the Service.
     You agree that AllAdvantage may, and You understand that AllAdvantage will
     terminate your account, or take legal action against you, if you engage in
     any such simulating, faking, falsifying, or tampering. AllAdvantage may
     also publicly display your name and a description of your actions if you
     engage in such activity. You agree that by accepting compensation from
     AllAdvantage for Active Surfing you are representing to AllAdvantage that
     you have not engaged in any such activities designed to thwart the purpose
     of this Agreement, such as simulation, faking, or falsifying Active Surfing
     or otherwise tampering with the Service, or assisting others in doing so;

     No Guarantee of Accuracy. YOU AGREE AND UNDERSTAND THAT ALTHOUGH
     -------------------------
     ALLADVANTAGE.COM WILL MAKE REASONABLE EFFORTS TO MAKE THE ACTIVITY
     DETECTION PROCESS FAIR AND CONSISTENT, ALLADVANTAGE.COM DOES NOT GUARANTEE
     THE PRECISION OF THE PROCESS. YOU WILL ONLY BE CREDITED AMOUNTS FOR TIME
     SPENT ACTIVELY SURFING AS REASONABLY DETERMINED BY ALLADVANTAGE.COM.

     Hourly Limits Per Month.  The amount of time that will be credited to Your
     ------------------------
     account is limited by hours per calendar month ("Monthly Time Limit") and
     AllAdvantage.com reserves the right to change the Monthly Time Limit at any
     time by posting the new limit on the Rate Page that can be found at
     [link -- need url address]

     Hourly Rate May Change.  The amount of money that will be credited to Your
     -----------------------
     account for active surfing by You, or for the active surfing of Your
     referrals, may vary. AllAdvantage.com will compensate You according to the
     then-current rates for Your time spent viewing the Viewbar window as
     tracked by AllAdvantage, subject to the limits herein: You are responsible
     for checking the Rate Page at http://www.alladvantage.com/rates.asp to
     obtain notice of changes.

 .    One Account Per Computer. Each computer can only have one AllAdvantage.com
     account on it (the software restricts the program to one per machine for
     now).

 .    No Use by International Members While Visiting the U.S. If You live outside
                                                             -------------------
     the United States but visit the United States, You agree not to (a) use the
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     Viewbar software; or (b) perform any activities related to the Viewbar
     ----------------------------------------------------------------------
     Service, including obtaining referrals, while physically located in the
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     United States (e.g. if You came to the U.S. on vacation or for business.)
     -------------


 .    Software Updates. Users must upgrade to the new versions of the Viewbar
     software as they become available in order to maintain active status with
     the Viewbar Service. AllAdvantage.com reserves the right to refuse to
     credit accounts for Members using past versions of the Viewbar software.

F.  The Referral Program.  If You are accepted by AllAdvantage.com as a Member
- -------------------------
of the Viewbar Service and meet all the requirements provided in this Agreement
You may earn credits for some activities of members that You refer to the
Service ("Your Referrals") and some activities of members referred by Your
Referrals. The Referral Program is subject to the following constraints:

 .    One Referrer Only.  Each new Member may only designate one referrer at the
     time they become a member of AllAdvantage.

 .    Referral Levels. You will receive credits only for Viewbar Service
     activities of five levels of referrals as shown here:

     YOU

      R1: Names You as Referrer ("Direct Referral")

          R2: Names R1 as Referrer ("Extended Referral")

              R3: Names R2 as Referrer ("Extended Referral")

                   R4: Names R3 as Referrer ("Extended Referral")

                        R5: Names R4 as Referrer ("Extended Referral")

 .    Rates May Change. The rates paid for the activities of Your Referrals are
     subject to change. The current rates can be found on the Current Rates Page
     on http://www.AllAdvantage.com/rates.asp.

 .    Hourly Limits. You will be credited for the activities of Your Referrals
     only up to the then-current Monthly Time Limit and only up to that portion
     of the Monthly Time Limit that You have actively surfed using the Viewbar
     window during that month. So, for example, if You "actively surf" for only
     5 hours in a given month, You can only be credited for up to 5 hours of
     active surfing by each of Your Referrals.

 .    Members may not use Spam to Obtain Referrals. You may not use unsolicited
     email, usenet, message board postings or other similar methods of mass
     messaging ("spam") to gather referrals. (Usenet and message board spam are
     messages sent or posted which are unrelated to the topic of discussion of
     the particular news group or message board.) The use of spam to promote the
     AllAdvantage service has strict negative consequences. Not only may
     AllAdvantage terminate the Membership of any Member who in AllAdvantage's
     reasonable opinion has used unsolicited email to gain referrals (a
     "Spammer"); AllAdvantage will also sever the branch of the "referral tree"
     made up of direct and extended referrals obtained by the Spammer. The
     branch accounts (those under the Spammer) will not be terminated, but those
     Members above the Spammer on the referral tree may not benefit (e.g.
     receive Viewbar credits) from them. In addition, You may be subject to
     state and federal penalties or other legal consequences under applicable
     law if You send unsolicited email. Our Anti-Spam Policy
     (http://www.alladvantage.com/antispam.asp) provides more details and is
      ----------------------------------------
     incorporated into this Agreement.


 .    Marketing Claims. You agree not to make any misrepresentations to any of
     Your Referrals or potential Referrals with respect to compensation
     typically received by AllAdvantage.com members or with respect to
     compensation that potential members are likely to receive, and to fully
     comply with all applicable laws related to multi-level marketing programs.

 .    WebMaster Program. AllAdvantage.com grants You a limited license to use the
     AllAdvantage trademarks and tradename as described on the Webmaster Program
     page [http://www.alladvantage.com/webmaster.asp] solely for the purpose of
     seeking legitimate referrals to the AllAdvantage.com site. This license is
     subject to the terms and conditions of our Trademark policy set out on the
     Webmaster Program page which may be varied by AllAdvantage.com from time to
     time. All use of the AllAdvantage.com trademarks and trade names shall be
     for the sole benefit of AllAdvantage and You hereby agree to assign and do
     all things necessary to ensure that AllAdvantage receives the benefit of
     such use or required by AllAdvantage.com to protect its trademarks.
     AllAdvantage.com also reserves the right to revoke this license on a
     selective basis upon reasonable prior notice. Improper use of the
     trademarks and/or tradename of AllAdvantage.com is strictly prohibited and
     AllAdvantage.com may terminate the account or cancel the membership of
     anyone who violates this policy.

 .    No benefits are available to members for referrals of advertisers to
     AllAdvantage.com.

G.  Payment Issues.
- -------------------

 .    Monitoring Your Account Balance. You may view your account balance and the
     number of referrals that you have made at the AllAdvantage.com "Account
     Info" web page. At this point, the account information is not updated in
     real-time as credits are accrued, but AllAdvantage will try to keep the
     amounts updated every few hours. If you have a question about your account
     balance, contact vbsupport@alladvantage.com.

 .    Mailing of Checks. Currently, the only way to receive compensation from
     AllAdvantage.com is by check mailed to the mailing address provided by You
     in the membership form. In the future, AllAdvantage.com may initiate
     alternative methods of payment (e.g. credit to a credit card) and reserves
     the right to charge a fee for continued mailing of checks after that time.
     Subject to the limitations herein, AllAdvantage.com will mail a check to
     You within a reasonable time after You have accumulated at least US $20 in
     Your account.

 .    Taxes. You are fully responsible for filing your local, state, or federal
     or any other taxes if applicable on any compensation received as a result
     of Your participation in the Service. When/If Your annual earnings through
     the AllAdvantage.com Service reaches $250.00, AllAdvantage.com will request
     Your Social Security number and/or other appropriate tax-related
     information to use to comply with federal and state or other tax
     regulations AllAdvantgae.com will not pay out credits earned in excess of
     the $250 limit without receiving this information from You.

 .    If Your Account is Terminated. AllAdvantage.com may refuse to pay some or
     all of the amounts credited to the terminated Member's account if such
     amounts were earned in violation, or after violation, of this Agreement or
     were otherwise unlawfully obtained by the Member. Similarly, AllAdvantage
     will have no obligation to pay a Member for amounts credited to the
     Member's account that were earned in violation or after violation of this
     Agreement by any of the Member's direct or extended referrals.


H.   Your Relationship with Advertisers. Your relationship with merchants or
- --------------------------------------
advertisers found on the Site, including payment for and delivery of related
goods or services, entry into and operation of promotions, discounts or
contests, and any other terms, conditions, warranties or representations
associated with such dealings, are solely between You and such merchant or
advertiser.  You agree not to hold AllAdvantage liable for any loss or damage of
any sort incurred as the result of any such dealings or as the result of the
content provided by such merchants or advertisers through the Service.  By
clicking through ads in the Viewbar window or taking advantage of discounts and
promotions directed to AllAdvantage members by our advertisers, You are
authorizing the advertiser to share information with AllAdvantage about the
promotion, products or services that You obtained from them.  AllAdvantage will
use this information to help improve the promotions and discounts offered to
AllAdvantage members.

I.   Software License
- ---------------------

     Grant of License. Subject to the terms of this Agreement, AllAdvantage
     ----------------
     hereby grants and You accept a personal, non-exclusive, non-transferable,
     terminable license, to install and use the Viewbar software on a single
     computer for the purpose, and only during the term, of Your participation
     in the AllAdvantage Viewbar Service and subject to the conditions and
     limitations of this Viewbar Agreement between You and AllAdvantage.com.


     BACKUPS.  You may copy the Software only for backup purposes, provided that
     -------
     You reproduce all copyright and other proprietary notices that are on the
     original copy of the Software. The Software is licensed, not sold, to You
     for use only under the term of this Agreement. AllAdvantage.com reserves
     all rights not expressly granted to You. You may own the media, if any, on
     which the Software is recorded, but AllAdvantage retain ownership of all
     copies of the Software itself and any intellectual property rights therein.

     Restrictions. You may not use, copy, modify, or transfer the Software, or
     ------------
     any copy thereof, in whole or in part, except as expressly provided for in
     this Agreement or applicable law. You may not tamper with, modify, reverse
     engineer, disassemble, or decompile the Software except to the extent such
     restrictions are overridden by other law. Any attempt to transfer any of
     the rights, duties or obligations hereunder is void. You may not rent,
     lease, loan, resell for profit, or distribute the Software, or any part
     hereof.

     Support.   AllAdvantage.com will provide email support of Your use of this
     -------
     Software. The initial phone number for this support is 1 (510) 783-6759.
     Support questions may also be directed to vbsupport@alladvantage.com. You
     agree to keep this phone number and email address strictly confidential and
     to use them only for Your own legitimate support questions. This contact
     information is subject to change. Check the AllAdvantage.com website for
     notices of such changes.

J.   Disclaimer of Warranties.  YOU EXPRESSLY AGREE THAT USE OF THE SERVICE AND
- -----------------------------
SOFTWARE IS AT YOUR SOLE RISK. THE SERVICE AND SOFTWARE ARE PROVIDED ON AN "AS
IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW,
ALLADVANTAGE.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR
IMPLIED BY LAW, CUSTOM OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY WARRANTY
OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE OR
NON-INFRINGEMENT. ALLADVANTAGE.COM MAKES NO WARRANTY REGARDING ANY GOODS OR
SERVICES PURCHASED OR OBTAINED THROUGH THE SERVICE OR ANY TRANSACTIONS ENTERED
INTO THROUGH THE SERVICE.


K.   Limitation of Liability.  TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW,
- ----------------------------
NEITHER ALLADVANTAGE.COM NOR ANY OF ITS PARENTS, MEMBERS, SUBSIDIARIES,
AFFILIATES, SERVICE PROVIDERS, LICENSORS, OFFICERS, DIRECTORS OR EMPLOYEES SHALL
BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES
ARISING OUT OF OR RELATING TO THIS AGREEMENT, RESULTING FROM THE USE OR THE
INABILITY TO USE THE SERVICE OR FOR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS
AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR
MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE SERVICE OR RESULTING
FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF USER'S TRANSMISSIONS OR DATA,
INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER
INTANGIBLE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH
DAMAGES. IN NO EVENT WILL ALLADVANTAGE.COM'S TOTAL CUMULATIVE LIABILITY TO ANY
MEMBER UNDER THIS AGREEMENT EXCEED AN AMOUNT EQUAL TO: THE NUMBER OF HOURS THAT
THE MEMBER PERSONALLY SPENT ACTIVELY SURFING DURING THE IMMEDIATELY PRECEDING
TWO MONTHS, MULTIPLIED BY THE MAXIMUM HOURLY PAYOUT RATE PUBLISHED BY
ALLADVANTAGE.COM FOR THE VIEWBAR SERVICE DURING THAT SAME PERIOD.

L.   Force Majeure.  AllAdvantage will not be in default or otherwise liable for
- ------------------
any delay or failure in its performance under this Agreement where such delay or
failure arises by reason of an Act of God, or any government or governmental
body, acts of war, the elements, strikes or labor disputes, power or system
failures, failure of the Internet, computer hacking, or other causes beyond the
control of AllAdvantage.

M.   Governing Law and Other Terms. Any action related to this Agreement will be
- ----------------------------------
governed by California law, excluding (1) principles of conflicts of laws, and
(2) the United Nations Convention on Contracts for the International Sale of
Goods.  Any action relating to this Agreement shall be brought in the state or
federal courts located in the Northern District of California, and You hereby
submit to the jurisdiction and venue thereof.  You agree to comply with the laws
of California and the United States that apply to the use of this Service and
the compensation You may receive.  If the law of Your country, state, or
province of residence prohibit or limit Your participation in this Service, then
You are responsible for complying with such laws and you agree to indemnify
AllAdvange.com against any breach by You.

If any part of this Agreement is held to be unenforceable, the unenforceable
part shall be given effect to the greatest extent possible and the remainder
will remain in full force and effect.  This Agreement is personal to You and You
may not transfer, delegate, or assign this Agreement, your referral network,
your AllAdvantage account or other benefits you receive as an AllAdvantage
Member to anyone.  Any attempt by You to assign or delegate this Agreement shall
be null and void. AllAdvantage.com may assign this Agreement at its sole
discretion.

This Agreement constitutes the entire Agreement between You and AllAdvantage.com
in connection with the Viewbar Service and general membership in
AllAdvantage.com and supersedes all prior agreements between the parties
regarding the subject matter contained herein.

N.   Contacting Us.  If You have questions about the Viewbar Service or this
- ------------------
Agreement, please contact vbsupport@AllAdvantage.com.