<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> MAR-31-2000 <CASH> 138,937 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 284,300 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 339,450 <INVESTMENTS-CARRYING> 225,892 <INVESTMENTS-MARKET> 220,587 <LOANS> 2,082,648 <ALLOWANCE> (44,820) <TOTAL-ASSETS> 3,197,642 <DEPOSITS> 2,845,466 <SHORT-TERM> 0 <LIABILITIES-OTHER> 53,226 <LONG-TERM> 59,500 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 112,530 <OTHER-SE> 85,820 <TOTAL-LIABILITIES-AND-EQUITY> 3,197,642 <INTEREST-LOAN> 47,679 <INTEREST-INVEST> 9,247 <INTEREST-OTHER> 4,304 <INTEREST-TOTAL> 61,230 <INTEREST-DEPOSIT> 22,820 <INTEREST-EXPENSE> 2,032 <INTEREST-INCOME-NET> 36,378 <LOAN-LOSSES> 5,227 <SECURITIES-GAINS> (1) <EXPENSE-OTHER> 23,216 <INCOME-PRETAX> 22,629 <INCOME-PRE-EXTRAORDINARY> 22,629 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 13,473 <EPS-BASIC> 0.96 <EPS-DILUTED> 0.91 <YIELD-ACTUAL> 5.16 <LOANS-NON> 5,170 <LOANS-PAST> 10 <LOANS-TROUBLED> 743 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 40,421 <CHARGE-OFFS> (1,783) <RECOVERIES> 105 <ALLOWANCE-CLOSE> 44,820 <ALLOWANCE-DOMESTIC> 44,820 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0