<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1999 DEC-31-1999 <PERIOD-START> JAN-01-1999 APR-01-1999 <PERIOD-END> MAR-31-1999 JUN-30-1999 <CASH> 114,292 133,379 <INT-BEARING-DEPOSITS> 0 0 <FED-FUNDS-SOLD> 153,400 170,800 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 428,684 441,764 <INVESTMENTS-CARRYING> 104,985 102,432 <INVESTMENTS-MARKET> 104,985 102,432 <LOANS> 1,644,263 1,780,348 <ALLOWANCE> (30,748) (33,016) <TOTAL-ASSETS> 2,595,021 2,787,918 <DEPOSITS> 2,257,774 2,423,126 <SHORT-TERM> 73,448 97,135 <LIABILITIES-OTHER> 31,485 32,021 <LONG-TERM> 65,000 65,000 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 97,777 100,022 <OTHER-SE> 69,537 70,614 <TOTAL-LIABILITIES-AND-EQUITY> 2,595,021 2,787,918 <INTEREST-LOAN> 36,370 39,859 <INTEREST-INVEST> 7,466 8,256 <INTEREST-OTHER> 2,350 3,399 <INTEREST-TOTAL> 46,186 51,514 <INTEREST-DEPOSIT> 15,299 17,335 <INTEREST-EXPENSE> 17,580 19,952 <INTEREST-INCOME-NET> 28,606 31,562 <LOAN-LOSSES> 1,163 1,917 <SECURITIES-GAINS> 61 (9) <EXPENSE-OTHER> 18,637 22,197 <INCOME-PRETAX> 13,400 12,163 <INCOME-PRE-EXTRAORDINARY> 13,400 12,163 <EXTRAORDINARY> (88) 0 <CHANGES> 0 0 <NET-INCOME> 8,032 6,562 <EPS-BASIC> 0.50 0.40 <EPS-DILUTED> 0.47 0.38 <YIELD-ACTUAL> 5.14 5.02 <LOANS-NON> 4,137 5,578 <LOANS-PAST> 0 209 <LOANS-TROUBLED> 951 1,034 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> 29,831 30,748 <CHARGE-OFFS> (298) (321) <RECOVERIES> 52 226 <ALLOWANCE-CLOSE> 30,748 33,016 <ALLOWANCE-DOMESTIC> 30,748 33,016 <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0