<ARTICLE> 9
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1999
<PERIOD-START>                             JAN-01-1999             APR-01-1999
<PERIOD-END>                               MAR-31-1999             JUN-30-1999
<CASH>                                         114,292                 133,379
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                               153,400                 170,800
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    428,684                 441,764
<INVESTMENTS-CARRYING>                         104,985                 102,432
<INVESTMENTS-MARKET>                           104,985                 102,432
<LOANS>                                      1,644,263               1,780,348
<ALLOWANCE>                                   (30,748)                (33,016)
<TOTAL-ASSETS>                               2,595,021               2,787,918
<DEPOSITS>                                   2,257,774               2,423,126
<SHORT-TERM>                                    73,448                  97,135
<LIABILITIES-OTHER>                             31,485                  32,021
<LONG-TERM>                                     65,000                  65,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        97,777                 100,022
<OTHER-SE>                                      69,537                  70,614
<TOTAL-LIABILITIES-AND-EQUITY>               2,595,021               2,787,918
<INTEREST-LOAN>                                 36,370                  39,859
<INTEREST-INVEST>                                7,466                   8,256
<INTEREST-OTHER>                                 2,350                   3,399
<INTEREST-TOTAL>                                46,186                  51,514
<INTEREST-DEPOSIT>                              15,299                  17,335
<INTEREST-EXPENSE>                              17,580                  19,952
<INTEREST-INCOME-NET>                           28,606                  31,562
<LOAN-LOSSES>                                    1,163                   1,917
<SECURITIES-GAINS>                                  61                     (9)
<EXPENSE-OTHER>                                 18,637                  22,197
<INCOME-PRETAX>                                 13,400                  12,163
<INCOME-PRE-EXTRAORDINARY>                      13,400                  12,163
<EXTRAORDINARY>                                   (88)                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     8,032                   6,562
<EPS-BASIC>                                       0.50                    0.40
<EPS-DILUTED>                                     0.47                    0.38
<YIELD-ACTUAL>                                    5.14                    5.02
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<LOANS-PAST>                                         0                     209
<LOANS-TROUBLED>                                   951                   1,034
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                29,831                  30,748
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<RECOVERIES>                                        52                     226
<ALLOWANCE-CLOSE>                               30,748                  33,016
<ALLOWANCE-DOMESTIC>                            30,748                  33,016
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0