<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1999 DEC-31-1999 <PERIOD-START> JUL-01-1999 OCT-01-1999 <PERIOD-END> SEP-30-1999 DEC-31-1999 <CASH> 140,488 125,886 <INT-BEARING-DEPOSITS> 0 0 <FED-FUNDS-SOLD> 203,900 215,550 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 439,438 444,897 <INVESTMENTS-CARRYING> 127,235 141,725 <INVESTMENTS-MARKET> 127,235 136,481 <LOANS> 1,936,517 2,129,489 <ALLOWANCE> (36,696) (44,147) <TOTAL-ASSETS> 2,991,438 3,216,096 <DEPOSITS> 2,642,281 2,806,999 <SHORT-TERM> 17,178 63,600 <LIABILITIES-OTHER> 37,439 51,863 <LONG-TERM> 117,000 87,000 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 101,555 122,152 <OTHER-SE> 79,985 84,482 <TOTAL-LIABILITIES-AND-EQUITY> 2,991,438 3,216,096 <INTEREST-LOAN> 44,120 48,939 <INTEREST-INVEST> 9,269 9,894 <INTEREST-OTHER> 3,022 4,655 <INTEREST-TOTAL> 56,411 63,489 <INTEREST-DEPOSIT> 19,460 22,132 <INTEREST-EXPENSE> 21,654 24,642 <INTEREST-INCOME-NET> 34,757 38,847 <LOAN-LOSSES> 3,752 6,232 <SECURITIES-GAINS> 4 (23) <EXPENSE-OTHER> 20,442 33,712 <INCOME-PRETAX> 17,096 21,035 <INCOME-PRE-EXTRAORDINARY> 17,096 16,236 <EXTRAORDINARY> 0 3,995 <CHANGES> 0 0 <NET-INCOME> 10,642 12,241 <EPS-BASIC> 0.65 0.74 <EPS-DILUTED> 0.61 0.70 <YIELD-ACTUAL> 5.18 5.23 <LOANS-NON> 7,864 5,516 <LOANS-PAST> 353 51 <LOANS-TROUBLED> 1,492 807 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> 33,016 36,696 <CHARGE-OFFS> (879) (1,415) <RECOVERIES> 804 339 <ALLOWANCE-CLOSE> 36,696 44,147 <ALLOWANCE-DOMESTIC> 36,696 44,147 <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0