<ARTICLE> 9
<RESTATED>
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1999
<PERIOD-START>                             JUL-01-1999             OCT-01-1999
<PERIOD-END>                               SEP-30-1999             DEC-31-1999
<CASH>                                         140,488                 125,886
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                               203,900                 215,550
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    439,438                 444,897
<INVESTMENTS-CARRYING>                         127,235                 141,725
<INVESTMENTS-MARKET>                           127,235                 136,481
<LOANS>                                      1,936,517               2,129,489
<ALLOWANCE>                                   (36,696)                (44,147)
<TOTAL-ASSETS>                               2,991,438               3,216,096
<DEPOSITS>                                   2,642,281               2,806,999
<SHORT-TERM>                                    17,178                  63,600
<LIABILITIES-OTHER>                             37,439                  51,863
<LONG-TERM>                                    117,000                  87,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       101,555                 122,152
<OTHER-SE>                                      79,985                  84,482
<TOTAL-LIABILITIES-AND-EQUITY>               2,991,438               3,216,096
<INTEREST-LOAN>                                 44,120                  48,939
<INTEREST-INVEST>                                9,269                   9,894
<INTEREST-OTHER>                                 3,022                   4,655
<INTEREST-TOTAL>                                56,411                  63,489
<INTEREST-DEPOSIT>                              19,460                  22,132
<INTEREST-EXPENSE>                              21,654                  24,642
<INTEREST-INCOME-NET>                           34,757                  38,847
<LOAN-LOSSES>                                    3,752                   6,232
<SECURITIES-GAINS>                                   4                    (23)
<EXPENSE-OTHER>                                 20,442                  33,712
<INCOME-PRETAX>                                 17,096                  21,035
<INCOME-PRE-EXTRAORDINARY>                      17,096                  16,236
<EXTRAORDINARY>                                      0                   3,995
<CHANGES>                                            0                       0
<NET-INCOME>                                    10,642                  12,241
<EPS-BASIC>                                       0.65                    0.74
<EPS-DILUTED>                                     0.61                    0.70
<YIELD-ACTUAL>                                    5.18                    5.23
<LOANS-NON>                                      7,864                   5,516
<LOANS-PAST>                                       353                      51
<LOANS-TROUBLED>                                 1,492                     807
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                33,016                  36,696
<CHARGE-OFFS>                                    (879)                 (1,415)
<RECOVERIES>                                       804                     339
<ALLOWANCE-CLOSE>                               36,696                  44,147
<ALLOWANCE-DOMESTIC>                            36,696                  44,147
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0