<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1998 <PERIOD-START> JUL-01-1998 OCT-01-1998 <PERIOD-END> SEP-30-1998 DEC-31-1998 <CASH> 105,745 112,843 <INT-BEARING-DEPOSITS> 0 0 <FED-FUNDS-SOLD> 154,500 100,200 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 454,645 420,830 <INVESTMENTS-CARRYING> 108,809 101,718 <INVESTMENTS-MARKET> 108,809 101,718 <LOANS> 1,304,647 1,483,088 <ALLOWANCE> (28,006) (29,831) <TOTAL-ASSETS> 2,287,594 2,373,965 <DEPOSITS> 1,954,813 2,039,117 <SHORT-TERM> 104,110 93,845 <LIABILITIES-OTHER> 22,709 28,980 <LONG-TERM> 53,000 53,000 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 93,802 95,697 <OTHER-SE> 59,160 63,326 <TOTAL-LIABILITIES-AND-EQUITY> 2,287,594 2,373,965 <INTEREST-LOAN> 32,759 34,160 <INTEREST-INVEST> 8,034 7,705 <INTEREST-OTHER> 3,955 3,403 <INTEREST-TOTAL> 44,748 45,268 <INTEREST-DEPOSIT> 15,536 14,770 <INTEREST-EXPENSE> 17,839 17,277 <INTEREST-INCOME-NET> 26,909 27,991 <LOAN-LOSSES> 2,287 2,201 <SECURITIES-GAINS> 15 328 <EXPENSE-OTHER> 17,680 18,804 <INCOME-PRETAX> 11,235 12,133 <INCOME-PRE-EXTRAORDINARY> 11,235 12,133 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 7,274 8,010 <EPS-BASIC> 0.46 0.50 <EPS-DILUTED> 0.42 0.47 <YIELD-ACTUAL> 5.19 5.13 <LOANS-NON> 3,290 3,226 <LOANS-PAST> 18 0 <LOANS-TROUBLED> 846 796 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> 25,470 28,006 <CHARGE-OFFS> (193) (623) <RECOVERIES> 258 200 <ALLOWANCE-CLOSE> 28,006 29,831 <ALLOWANCE-DOMESTIC> 28,006 29,831 <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0