<ARTICLE> 9
<RESTATED>
<MULTIPLIER> 1,000

                                                  
<PERIOD-TYPE>                   9-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998
<PERIOD-END>                               SEP-30-1999             MAR-31-1998
<CASH>                                         159,601                 138,108
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                               207,600                 136,045
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    435,687                 314,453
<INVESTMENTS-CARRYING>                         215,744                 120,935
<INVESTMENTS-MARKET>                           215,000                 120,935
<LOANS>                                      2,140,057               1,353,504
<ALLOWANCE>                                    (39,007)                (25,786)
<TOTAL-ASSETS>                               3,319,026               2,215,327
<DEPOSITS>                                   2,939,436               1,880,046
<SHORT-TERM>                                    72,178                 112,361
<LIABILITIES-OTHER>                             38,885                  34,287
<LONG-TERM>                                     61,000                  23,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       119,085                  86,507
<OTHER-SE>                                      88,442                  79,126
<TOTAL-LIABILITIES-AND-EQUITY>               3,319,026               2,215,327
<INTEREST-LOAN>                                134,128                  33,797
<INTEREST-INVEST>                               28,913                   6,762
<INTEREST-OTHER>                                 9,067                   3,497
<INTEREST-TOTAL>                               172,108                  44,056
<INTEREST-DEPOSIT>                              56,659                  13,833
<INTEREST-EXPENSE>                              63,697                  15,961
<INTEREST-INCOME-NET>                          108,411                  28,095
<LOAN-LOSSES>                                    7,431                   1,389
<SECURITIES-GAINS>                                  52                      (7)
<EXPENSE-OTHER>                                 73,460                  20,002
<INCOME-PRETAX>                                 45,905                  11,109
<INCOME-PRE-EXTRAORDINARY>                      45,905                  11,109
<EXTRAORDINARY>                                    (88)                      0
<CHANGES>                                            0                       0
<NET-INCOME>                                    28,317                   7,315
<EPS-BASIC>                                       1.56                    0.41
<EPS-DILUTED>                                     1.48                    0.39
<YIELD-ACTUAL>                                    5.23                    5.61
<LOANS-NON>                                      7,928                   4,375
<LOANS-PAST>                                       406                     539
<LOANS-TROUBLED>                                 1,492                   1,372
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                31,669                  25,297
<CHARGE-OFFS>                                   (1,780)                 (1,096)
<RECOVERIES>                                     1,240                     144
<ALLOWANCE-CLOSE>                               39,007                  25,786
<ALLOWANCE-DOMESTIC>                            39,007                  25,786
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0