<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> DEC-31-1997 <CASH> 125,000 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 120,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 300,294 <INVESTMENTS-CARRYING> 110,290 <INVESTMENTS-MARKET> 110,000 <LOANS> 1,299,705 <ALLOWANCE> (25,297) <TOTAL-ASSETS> 2,084,217 <DEPOSITS> 1,812,058 <SHORT-TERM> 11,907 <LIABILITIES-OTHER> 28,950 <LONG-TERM> 71,050 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 94,616 <OTHER-SE> 65,636 <TOTAL-LIABILITIES-AND-EQUITY> 2,084,217 <INTEREST-LOAN> 122,114 <INTEREST-INVEST> 21,014 <INTEREST-OTHER> 11,863 <INTEREST-TOTAL> 154,991 <INTEREST-DEPOSIT> 48,972 <INTEREST-EXPENSE> 54,062 <INTEREST-INCOME-NET> 100,929 <LOAN-LOSSES> 8,791 <SECURITIES-GAINS> (13) <EXPENSE-OTHER> 72,848 <INCOME-PRETAX> 37,585 <INCOME-PRE-EXTRAORDINARY> 37,585 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 23,719 <EPS-BASIC> 1.38 <EPS-DILUTED> 1.30 <YIELD-ACTUAL> 5.92 <LOANS-NON> 4,292 <LOANS-PAST> 251 <LOANS-TROUBLED> 1,533 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 17,531 <CHARGE-OFFS> (2,752) <RECOVERIES> 376 <ALLOWANCE-CLOSE> 25,297 <ALLOWANCE-DOMESTIC> 25,297 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0