<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE ANNUAL REPORT TO SHAREHOLDERS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR YEAR <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996 <PERIOD-START> JAN-01-1997 JAN-01-1996 <PERIOD-END> DEC-31-1997 DEC-31-1996 <CASH> 53,000 49,959 <INT-BEARING-DEPOSITS> 0 0 <FED-FUNDS-SOLD> 75,000 32,400 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 166,413 70,924 <INVESTMENTS-CARRYING> 44,461 63,176 <INVESTMENTS-MARKET> 45,246 63,535 <LOANS> 718,529 553,603 <ALLOWANCE> (16,903) (9,996) <TOTAL-ASSETS> 1,200,319 909,092 <DEPOSITS> 1,071,148 821,133 <SHORT-TERM> 0 0 <LIABILITIES-OTHER> 10,434 6,233 <LONG-TERM> 23,000 3,000 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 52,218 50,025 <OTHER-SE> 23,816 16,791 <TOTAL-LIABILITIES-AND-EQUITY> 1,200,319 909,092 <INTEREST-LOAN> 66,907 48,002 <INTEREST-INVEST> 14,541 9,528 <INTEREST-OTHER> 3,951 3,183 <INTEREST-TOTAL> 85,399 60,713 <INTEREST-DEPOSIT> 30,639 21,220 <INTEREST-EXPENSE> 32,872 21,701 <INTEREST-INCOME-NET> 52,527 39,012 <LOAN-LOSSES> 6,492 2,419 <SECURITIES-GAINS> (5) (255) <EXPENSE-OTHER> 35,144 31,399 <INCOME-PRETAX> 17,475 9,852 <INCOME-PRE-EXTRAORDINARY> 17,475 9,852 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 11,011 5,878 <EPS-PRIMARY> 1.24 0.69 <EPS-DILUTED> 1.15 0.64 <YIELD-ACTUAL> 8.85 9.02 <LOANS-NON> 2,971 4,616 <LOANS-PAST> 158 1,237 <LOANS-TROUBLED> 0 0 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> 9,996 6,603 <CHARGE-OFFS> (1,805) (471) <RECOVERIES> 60 645 <ALLOWANCE-CLOSE> 16,093 9,996 <ALLOWANCE-DOMESTIC> 16,093 9,996 <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0