<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE ANNUAL
REPORT TO SHAREHOLDERS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                                                          
<PERIOD-TYPE>                           YEAR                    YEAR
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996
<PERIOD-START>                             JAN-01-1997             JAN-01-1996
<PERIOD-END>                               DEC-31-1997             DEC-31-1996
<CASH>                                          53,000                  49,959
<INT-BEARING-DEPOSITS>                               0                       0
<FED-FUNDS-SOLD>                                75,000                  32,400
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    166,413                  70,924
<INVESTMENTS-CARRYING>                          44,461                  63,176
<INVESTMENTS-MARKET>                            45,246                  63,535
<LOANS>                                        718,529                 553,603
<ALLOWANCE>                                   (16,903)                 (9,996)
<TOTAL-ASSETS>                               1,200,319                 909,092
<DEPOSITS>                                   1,071,148                 821,133
<SHORT-TERM>                                         0                       0
<LIABILITIES-OTHER>                             10,434                   6,233
<LONG-TERM>                                     23,000                   3,000
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                        52,218                  50,025
<OTHER-SE>                                      23,816                  16,791
<TOTAL-LIABILITIES-AND-EQUITY>               1,200,319                 909,092
<INTEREST-LOAN>                                 66,907                  48,002
<INTEREST-INVEST>                               14,541                   9,528
<INTEREST-OTHER>                                 3,951                   3,183
<INTEREST-TOTAL>                                85,399                  60,713
<INTEREST-DEPOSIT>                              30,639                  21,220
<INTEREST-EXPENSE>                              32,872                  21,701
<INTEREST-INCOME-NET>                           52,527                  39,012
<LOAN-LOSSES>                                    6,492                   2,419
<SECURITIES-GAINS>                                 (5)                   (255)
<EXPENSE-OTHER>                                 35,144                  31,399
<INCOME-PRETAX>                                 17,475                   9,852
<INCOME-PRE-EXTRAORDINARY>                      17,475                   9,852
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                    11,011                   5,878
<EPS-PRIMARY>                                     1.24                    0.69
<EPS-DILUTED>                                     1.15                    0.64
<YIELD-ACTUAL>                                    8.85                    9.02
<LOANS-NON>                                      2,971                   4,616
<LOANS-PAST>                                       158                   1,237
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                 9,996                   6,603
<CHARGE-OFFS>                                  (1,805)                   (471)
<RECOVERIES>                                        60                     645
<ALLOWANCE-CLOSE>                               16,093                   9,996
<ALLOWANCE-DOMESTIC>                            16,093                   9,996
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0